Travel Insurance Reviews Global Underwriters
With over 45 years of experience in the insurance industry, Global Underwriters is a leader in the development, administration and marketing of international health and life insurance products. They offer exceptional and affordable International Health insurance coverage for groups and individuals, whether you're traveling on business, vacationing, or are residing in a foreign country.
Learn more about Global Underwriters.
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
Very satisfied in every way
John S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
I felt the price was fair and I was happy to have the knowledge that my husband and I were
insured if a problem
arose. I was happy with the amount of coverage I chose
related to the price
I paid.
insured if a problem
arose. I was happy with the amount of coverage I chose
related to the price
I paid.
Maureen K. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
I didn't use it so I have no idea if it is good or bad.
William D. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
Fortunately, I did not have to file a claim. I did feel relief that I did have medical and evacuation coverage if I needed it. The cost for the plan was very reasonable.
Randall L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
Fortunately, we had no claims
John N. would
recommend this plan to a friend or relative.
The trip included a
cruise
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
I guess until you make a claim, you do not know how satisfactory the policy is!
ceri d. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
My wife and I were delayed by a day at airport due to a weather delay which this plan does not include under trip interruption. Extra cost to us was about $150 for hotel and food, in addition to the loss of a full day of vacation.
It would have been nice to have option in plan to include this under trip interruption.
It would have been nice to have option in plan to include this under trip interruption.
Jeffrey T. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
Fortunately we did not have to use the plan, but it provided peace of mind during our trip. Will likely use the same company for future international travel.
Susan S. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
didn't cover pre existing conditions so I was disappointed, as that was what I was looking for.
Mary E. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Zac
Thank you for your feedback on the policy.
The Global Underwriters Diplomat International plan covers medical expenses up to a maximum of 20,000 USD due to a sudden and unforeseen recurrence of a Pre-existing Condition. This does not include coverage for known, scheduled, required or expected medical care, drugs, or treatments existent or necessary prior to the effective date of coverage. Otherwise, the plan excludes coverage for pre-existing medical conditions in a 12 month period prior to the effective date of coverage. This exclusion does not apply to Emergency Evacuation/Repatriation.
The best way to waive the pre-existing conditions exclusion is to purchase a Comprehensive travel insurance plan immediately after you put money down towards your trip. Most policies will offer a waiver of pre-existing conditions if you satisfy the following requirements: purchase the policy within 10 to 21 days after making the initial trip payment; insure 100% of the prepaid non-refundable expenses prior to your departure date; and be medically fit to travel the day you purchase the policy.
Please call us at 800-487-4722 if you would like to learn more about obtaining coverage for pre-existing conditions.Apr 16,2016
Global Underwriters
Diplomat International (Any Country - No U.S. Visit)
We are not satisfied with Global Underwriters.
We will be filling a claim for out-of-pocket expenses related to treatment for a fractured wrist my wife received while traveling in Chile. She received medical care in Buenos Aries; x-rays, medical assessment and a cast. The doctor informed us that my wife required surgery to repair that brake so we elected to return home early to be treated by our local doctor. We notified Global Underwriters of the situation and were told that our insurance would not cover the cost of an early return home. We were told that they would cover the surgery in Buenos Aries but not the travel expense to return home early to be treated there.
The Global representative actually laughed at us and told us that we bought the wrong coverage.
I should note that the total cost for the medical care in Buenos Aries was $110. With a deductible of $100 Global owes us $10. We are still had the out of pocket expense of $1,300 in changes in travel arrangements, not to include the lost value of our vacation because we ended up missing 1/3rd of the package group tour we were on at the time of the incident. Further, we paid $280 for the insurance package so in total we will have out of pocket expense $1,570 assuming we get paid the $10 Global owes us.
Anyone who is traveling abroad should know that most trauma injuries incurred while traveling are ambulatory and should insure that the coverage includes early return due to injury. Emergency medical evacuation does not cover ambulatory situations.
Also, check with your own health insurer to see if they provide primary coverage for illness or injury when traveling abroad. We discovered that our health care provider would provide primary care coverage while we were overseas to include referral to local medical facilities in the event of illness or injury, coverage of medical transport to local facilities and translator services if necessary.
We are not happy campers! We would have been better off if we had not purchased the insurance in the first place.
We will be filling a claim for out-of-pocket expenses related to treatment for a fractured wrist my wife received while traveling in Chile. She received medical care in Buenos Aries; x-rays, medical assessment and a cast. The doctor informed us that my wife required surgery to repair that brake so we elected to return home early to be treated by our local doctor. We notified Global Underwriters of the situation and were told that our insurance would not cover the cost of an early return home. We were told that they would cover the surgery in Buenos Aries but not the travel expense to return home early to be treated there.
The Global representative actually laughed at us and told us that we bought the wrong coverage.
I should note that the total cost for the medical care in Buenos Aries was $110. With a deductible of $100 Global owes us $10. We are still had the out of pocket expense of $1,300 in changes in travel arrangements, not to include the lost value of our vacation because we ended up missing 1/3rd of the package group tour we were on at the time of the incident. Further, we paid $280 for the insurance package so in total we will have out of pocket expense $1,570 assuming we get paid the $10 Global owes us.
Anyone who is traveling abroad should know that most trauma injuries incurred while traveling are ambulatory and should insure that the coverage includes early return due to injury. Emergency medical evacuation does not cover ambulatory situations.
Also, check with your own health insurer to see if they provide primary coverage for illness or injury when traveling abroad. We discovered that our health care provider would provide primary care coverage while we were overseas to include referral to local medical facilities in the event of illness or injury, coverage of medical transport to local facilities and translator services if necessary.
We are not happy campers! We would have been better off if we had not purchased the insurance in the first place.
ottie n. would not
recommend this plan to a friend or relative.
7 of
7 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn about the injury that was suffered. Unfortunately, the Global Underwriters Diplomat International plan does not cover Trip Interruption due to an injury or illness of an insured person. Most Single-Trip Medical plans cover Trip Interruption due to the death of an immediate family member or a Natural Disaster which destroys your principal place of residence.
Comprehensive travel insurance plans do cover Trip Interruption due to an unforeseen, accidental injury, emergency illness, or death of the insured(s), traveling companion(s), and family member(s).
In the future, please call us at 800-487-4722 so we can assist you in selecting plans that adequately cover your primary concerns.Apr 01,2016
We do offer plans that provide Travel Delay coverage. In the future, please call us prior to purchasing plan so that we can assist you in selecting a policy that best suits your needs.