Travel Insurance Reviews for HCC Medical Insurance Services

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term and travel medical insurance products designed to address the insurance needs of travelers worldwide.

Learn more about HCC Medical Insurance.

Customers rate HCC Medical Insurance Services plans
(4.56 out of 5)
based on 820 ratings and reviews.
96% of customers would recommend these plans to a friend or a relative.
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Filed claim
HCC Medical Insurance Services Atlas International
HCC insurance did not allow you to send any documents or claims by email and you have to mail by courier. If you live outside of the United States you'll incur further costs.
Gabriela M. would not recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims
Satisfaction
Note: This review is for an earlier version of the plan.
  • Zac
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    Thank you for your feedback on the policy. We are sorry to learn that you were dissatisfied with the claims process. In the future, please contact InsureMyTrip and request a customer advocate. Our customer advocates can help guide customers through the claims process.

    Please see below response from HCC Medical Insurance Services:

    Dear Customer – I’m sorry to hear to you experienced issues. HCCMIS is able to accept claims via email to service@hccmis.com. In addition, claims can be submitted electronically via the Client Zone, HCCMIS’s online account management portal for customers. If you have any questions, please reach us at 1-800-605-2282 or via email at service@hccmis.com.
    May 07,2015
  • GabrielaM
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    This is not what I was told at the phone by your Customer representative. The only solution I was given was the ordinay mailing service. As a result I sent the docs by DHL courier which has delivered after 20 days, and hopefully HCC will accept now my claim. If I've known it before I'd better have used the online services.
    May 07,2015
  • Zac
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    Dear Ms. Macedo,

    I’m very sorry that you received this inaccurate information. I will meet with our Customer Service manager to ensure that we coach the staff on this event so that it does not occur again. I will personally follow up on your claim and see to it that it is expedited in efforts to make up for some of your lost time. Thank you.
    May 12,2015
HCC Medical Insurance Services Atlas International
HCC took 3 full months to send me my reimbursement for a pricey visit to the doctor while on an international vacation. Along the way, I checked in frequently, and it seemed their internal processing time was exceptionally slow. That said, when I started to wonder if this was a scam, I read that other reviewers had the same experience, but were ultimately paid. This is how they operate. HCC is by far the cheapest cost for the most comprehensive coverage. How often do you really have to file a travel insurance claim? If you have the patience to wait, and are willing to roll the dice a little, this is a good buy. If you want certainty, professional service, and speed, pay 3x as much for a better company.
Joshua A. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims
Satisfaction
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your claim took 3 months to process. In the future, if you have to file claim using a policy purchased through InsureMyTrip, please contact us and ask for a customer advocate. Our customer advocates can contact the claims department on your behalf to help expedite the claims process.
    Apr 28,2015
The trip included a
HCC Medical Insurance Services Atlas International
I did not have to use it, but had peace of mind knowing that I had insurance. A fellow passenger had a medical evacuation from the ship so it definitely does happen!
Suzanne E. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
It was most comforting to know that it was there for me.
Bobbye V. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
I found this plan to be an excellent price for the amount of coverage provided. The only negative with my plan was that I paid additional premium to remove the deductible, but the one time I went to the doctor I still had to pay out of pocket because it qualified as private insurance.
Kelly B. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims
Satisfaction
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. The large majority of travel insurance claims are handled on a reimbursement basis. A travel medical plan with no coinsurance, and a $0 deductible would still likely require the traveler to pay the medical expenses out of pocket.
    Mar 26,2015
The trip included a
HCC Medical Insurance Services Atlas International
The customer service representative I spoke with was extremely helpful!
Collin T. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
HCC Medical Insurance Services Atlas International
Easy to set up the policy, transparent, and very reasonably priced!
harrison m. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
HCC Medical Insurance Services Atlas International
Your website was easy to use. I choose your company because of good reviews.
Jill W. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
I searched everywhere for travel insurance that would cover me, but none would because I was already overseas. This was the only place that would cover me, and it was wonderful! I am extremely grateful!
Bethany T. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
HCC Medical Insurance Services Atlas International
Easy to purchase, and information for filing claims appeared to be straightforward.
Betsy K. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
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