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Travel Insurance Reviews HTH Worldwide

Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.

Learn more about HTH Worldwide.

Customers who have and visited Costa Rica rated HTH Worldwide
4.32 out of 5
7
ratings and reviews
100%
recommended
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Cruise
Filed claim
HTH Worldwide Trip Protector Preferred
My luggage was delayed (4 days) once I returned and it wasn't covered.
Crystal Gail W. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. Unfortunately reimbursement under Baggage Delay is for the outward journey only:

    "BAGGAGE DELAY (Outward Journey Only)
    The Company will reimburse You for the expense of necessary personal effects, up to the maximum shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Covered Trip.
    You must be a ticketed passenger on a Common Carrier.
    Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim. "

    Please call us at 800-487-4722, if you have any questions or concerns.
    Oct 11,2019
The trip included a
tour
HTH Worldwide Trip Protector Classic
Fortunately I did not have to use the plan so with that in mind, I would have to say it worked for me and I would probably use it again because it has, in my opinion, good coverage for the money.
Pamela D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide TravelGap Gold
Excellent, low cost protection for travelers. Provides worry free trips and protection for all conditions.
Robert S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide TravelGap Excursion
One cannot really judge an insurance plan until one needs to make a claim, so the 4-stars are with the assumptions that had I needed to make a claim, the process and coverage would have been as I understood it from the information provided. But, how often is that true with insurance companies.
Emma J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide TravelGap Excursion
I did not end up using the insurance. But later found out from my friend who traveled with me and I recommended she get the same coverage that I would have had to pay for all the expenses up front and then would have gotten reimbursed. I did not know this so will select a different coverage in the future.
Jodi K. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.

  • Photo
    I spoke to Customer Service about this and was told that they could make arrangements to guarantee payment. In any event, all of these plans are Indemnity, so no matter who you choose, you'll need to pay upfront and file a claim... even if you select a primary insurer.
    Mar 26,2012
HTH Worldwide TravelGap Excursion
Did not have to use. But I did find out....In Costa Rica where I traveled to they have universal coverage. For the price it was good for piece of mind.
kimberly j. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide TravelGap Excursion
I purchased this insurance to cover me in Case I became ill while away since my health insurance does not cover expenses out of the country. Well, I did become ill while visiting Costa Rica. The 3 hour stay in the hospital, intravenous treatment and doctors care with prescription for antibiotics came to a total of about $275( 1/20th the cost in the US). HTH Worldwide paid the total cost and I was very happy .
Jenna B. would recommend this plan to a friend or relative.
57 of 57 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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