Travel Insurance Reviews HTH Worldwide
Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.
Learn more about HTH Worldwide.
HTH Worldwide
Trip Protector Classic
Feel like we were taken for a ride by HTH. We had a 30 hour delay in Dallas due to weather (or supposed weather according to American Airlines). Baggage was sent on to out final destination so we had nothing. I had purchased the policy because it had a provision for compensation for a 6+ hour delay as well as baggage delay. HTH response on attempting to file a claim was that we were not covered. And I guess if you read the fine print it can be interpreted that way. Baggage was reunited with us 40 hours later. HTH interprets this as not being covered since we were on our home bound leg. However, we were not home. We were in Dallas Texas with nothing! Dallas was not our final destination. Still they will not budge and cover us. I can understand that if we were actually home that we could drive to our house and have some fresh clothes. However Dallas is a 9 hour drive from our home. A very interesting interpretation of the coverage.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Louis S. would not
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
Needed medical care while in Hamilton Bermuda. Spoke with a pleasant, patient, well informed representative who quickly directed me to the Hamilton Medical Center where I received immediate, professional care for my condition. Know that the required verification info was promptly faxed so that I could receive treatment in a most timely way. Thank you so very much!
Mary Ann W. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
You only know how good insurance is, is if you have to file a claim. Since I didn't have to file one (thankfully) any review I provide would be meaningless - all I did was spend money on a product/service I didn't need while hoping that I read and understood the policy well enough that if I had needed it, I would have been happy and it would have gotten a good review.
John H. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
HTH Worldwide
Trip Protector Classic
Fortunately I did not have to use. I always purchase travel insurance and this plan is one of the best for items covered.
Daryl G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
Overall the insurance premium was slightly lower than through other providers. It is not possible to say whether it’s the best available insurance as we didn’t make a claim. It is the second year we have insured with HTH, it should offer a no claims bonus for future premiums if you don’t make a claim. You can only tell how good a provider is when you make a claim.
Anthony J. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Insure my Trip always has what I want in terms of good coverage for a reasonable price. Fortunately, I’ve never had to make a claim but I feel more confident having purchased travel insurance through them before I leave!
Christine O. would
recommend this plan to a friend or relative.
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
Customer rep was very professional and helped me pick the right policy to meet my needs at a reasonable cost.
Robert A. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
So far, we haven't had to use this, but the first flight on our trip was cancelled/delayed 24 hours and we are still waiting to see if the airline is going to reimburse us. If not, it's nice knowing that we have this coverage. When our flight back looked like it might be cancelled due to weather, we had peace of mind knowing we had purchased this.
Jill P. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
This plan covered all my needs yet at the same time was very affordable. Happy to have purchased this plan, but even happier I didn't need to use it as everything in my travel went well.
Susan R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Classic
We've never needed it, but the assurance we are covered when traveling removes that stress & lets us enjoy our vacation that much more.
Christopher K. would
recommend this plan to a friend or relative.
Our "Anytime" Advocates reached out to the HTH Worldwide claims processors who advised us that you did not actually file a claim. Nevertheless we agreed that there would be no coverage available under this plan for your baggage if delayed on your travel home:
"BAGGAGE DELAY (Outward Journey Only)
The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip. You must be a ticketed passenger on a Common Carrier. Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim."
Please also note that HTH is not unique in providing baggage delay for the outward journey only. That is actually a standard limitation in most plans.
We are very sorry to hear that you are disappointed in the coverage provided by this policy. One of the many benefits of our website is the ability of our customers to quote, compare and review our plans prior to purchase. You can click on any of the blue links within your quote to read the details, take advantage of our online chat service or call customer care for assistance.
Please let us know if you have any further questions.