Travel Insurance Reviews HTH Worldwide
Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.
Learn more about HTH Worldwide.
HTH Worldwide
TravelGap Voyager
The good news is that we encountered no events for which we needed to file a claim. Nonetheless, the peace of mind that the coverage provided for potential issues -- including trip interruption and medical emergencies -- for a very low cost was a no-brainer. The enrollment process was easy and the certificate of insurance was issued promptly. In the wake of several medical "horror" stories reported in the national news lately regarding people incurring emergency medical expenses while traveling outside of the US, trip insurance to coordinate with our existing coverages made sense. To quote Benjamin Franklin, "An ounce of prevention is worth a pound of cure."
Janice H. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
The main reason I chose this plan was for the medical coverage. The best part about this insurance is that you pay nothing if medical care is needed. Just give them your card (be sure to print it out before your trip). I was fortunate that I did not have to use it but it gave me great satisfaction knowing I was covered in an emergency.
Kimberly A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
HTH Worldwide
Trip Protector Classic
It’s really hard to evaluate a plan unless you are forced to make a claim. Fortunately our trip went perfectly & we didn’t have a chance to “test it out” to find out how good (or bad) they handle their claims.
Alan K. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Classic
Couple days before I went to Barcelona, the city erupted in demonstrations. Airport shut down. Roads shut down. Mass demonstrations. Many people injured. Wanted to cancel the trip, but HTH says that is not a covered event.
So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner.
Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down.
Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos.
But that is not a covered reason to cancel. Just...Have a nice vacation.
So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner.
Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down.
Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos.
But that is not a covered reason to cancel. Just...Have a nice vacation.
JOHN R. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
HTH Worldwide
Trip Protector Preferred
Great coverage at a great price. I'm glad I didn't need to use it but I had piece of mind that it was there if I needed it.
Richard G. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
We did not file the claim but policy was comprehensive and easy to review and get it.
Yelena L. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
My luggage was delayed (4 days) once I returned and it wasn't covered.
Crystal Gail W. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Carol
Thank you for your feedback. Unfortunately reimbursement under Baggage Delay is for the outward journey only:
"BAGGAGE DELAY (Outward Journey Only)
The Company will reimburse You for the expense of necessary personal effects, up to the maximum shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Covered Trip.
You must be a ticketed passenger on a Common Carrier.
Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim. "
Please call us at 800-487-4722, if you have any questions or concerns.Oct 11,2019
The trip included a
tour
HTH Worldwide
Trip Protector Classic
Your plan had the coverages we required at a reasonable price. I’m happy we did not encounter any events that resulted in a claim, but there was piece of mind knowing we were protected during our travels in Morocco. Thanks.
Stuart K. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
Fortunately, we did not have to file a claim. But, we felt we could rely on this plan if needed.
Ruth N. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
coverage is fine but cost is high.
Shlomo N. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback. The HTH Worldwide Trip Protector Classic plan is a comprehensive travel insurance policy which provides a wide range of benefits. This plan offers a lengthy list of covered perils for Trip Cancellation and Trip Interruption, which protects the investment you have made in the trip, and also provides reimbursement for incidents which could occur after departure, such as lost and/or delayed luggage, travel delay, and emergency hospitalization and medical transportation up to the policy limits.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. A travel insurance policy is considered to be of good value when the policy premium is 4-10% of the insured trip cost. InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please request a chat or call us at 800-487-4722. We would be happy to assist you.Aug 26,2019
In order to have coverage for cancelling this trip, you would have needed to purchase the optional Cancel for Any Reason coverage.