Travel Insurance Reviews John Hancock Insurance Agency, Inc. Bronze
The Bronze plan is the most economical policy offered by John Hancock and includes basic limits of coverage such as Trip Cancellation, Trip Interruption, Travel Delay, Baggage, and Medical coverage. This plan allows you to insure trip costs up to $15,000, making it ideal for insuring smaller, less expensive trips.
To learn more, see the John Hancock Insurance Bronze product page.
John Hancock
Bronze
Another nice job
Steven U. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
cruise
tour
John Hancock
Bronze
Good plan and reasonable pricing. I was disappointed by the fact that they do not cover baggage delay to your primary residence. Our bag was delayed more than 24 hours but this wasn't eligible for claim as per the representative.
Chaitanya W. would
recommend this plan to a friend or relative.
2 of
4 people found this review helpful
John Hancock
Bronze
I sent them proof I was in a medical facility at the time of my flight showing I missed my flight, with an additional note from the treatment center that I should not fly that day. I showed them the booking information and receipts. They rejected my claim saying they wanted the itinerary (sent them the flight booking info with all related flight info and price), proof I paid via credit card receipts (how would I have booking receipt with flight info if I didn't pay?), and a letter from the booking company or airline saying I did not fly (even though I gave them the medical proof I was being treated. The booking company automatically lists you as flying if you don't cancel the flight ahead of time (which I did not because of the medical issue) and the airline (Spirit) resells your seat if you do not check in on time so someone flew, just not me!! Horrible, I have filed claims with other companies and they have never been this difficult, and all for an approx. $300 claim! I still have not received my money and they closed the case.
Joseph M. would not
recommend this plan to a friend or relative.
8 of
10 people found this review helpful
John Hancock
Bronze
This plan fit our needs very well, including the pricing. I will definitely be looking to John Hancock for future trips.
Kathryn K. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
John Hancock
Bronze
Appreciate how you handled the policies that were affected by COVID pandemic.
Scott M. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
I used this for peace of mind on an upcoming trip in case of unexpected cancellation. Policy met my needs and would consider on future trips.
Vicki D. would
recommend this plan to a friend or relative.
John Hancock
Bronze
Good policy for the price, we did not need to file a claim but having the policy provided us with a peace of mind.
Andrea H. would
recommend this plan to a friend or relative.
John Hancock
Bronze
My trip was cancelled due to COVID-19 and I lost money on some VRBO places. This company took 3 months to work my claim before denying it. They said COVID-19 wasn't a natural disaster. Worst company ever. Won't ever do business with this insurance company again. Avoid this company. I will file a complaint with the California Department of Insurance.
Dodie K. would not
recommend this plan to a friend or relative.
5 of
6 people found this review helpful
The trip included a
tour
John Hancock
Bronze
In November of 2019, I purchased an entire plan to protect and safeguard my investment and safety; Interruption, Cancellation and Cancel For Any Reason. While in Iceland during March 2020, Covid 19 interrupted our once in a lifetime vacation. Our flight was cancelled, we had to purchase more tickets and we were required to fly into a designated quarantine airport and then ordered by the CDC and DHS to quarantine at home, which we did. The CDC website states a quarantine will take place at home. The DHS (Department of Homeland Security) website states that all US passenger returning from Iceland will be quarantined. The John Hancock policy (managed by Seven Corners in Indiana) states in section (n) states: “If You and/or Your Traveling Companion are hijacked, “quarantined”, required to serve on a jury, subpoenaed, required to appear as a witness in a legal action, provided You or Your Traveling Companion are not a party to the legal action or appearing as a law enforcement officer; the victim of felonious assault; having Your principal place of residence made inaccessible and uninhabitable by a Natural Disaster; or burglary or vandalism of Your principal place of residence “within 10 days of departure”, they would pay for a Trip Interruption claim. The policy only says to be quarantined and we were quarantined within 10 days of our departure. For some reason, Seven Corners Claims Adjusters have turned a blind eye and denied my claim twice. They manufactured phrases to persuade me to accept the denial. I recently made a 3rd appeal and filed a Civil Remedy complaint against the company for Bad Faith and deliberately delaying my claims for over 3 months. If I can travel again, I will never purchase a policy from John Hancock again. John Hancock/Seven Corners should be ashamed of how they treat customers the way that they have during this unprecedented Pandemic. Please keep in mind that insurance companies like John Hancock know that most people will give up on a denial, that’s why they’re multibillion-dollar companies. If you have the time, do not give up and fight for what’s just.
Glenn B. would not
recommend this plan to a friend or relative.
9 of
10 people found this review helpful
John Hancock
Bronze
We were unable to travel due to the corona virus in Italy. Your plan would not pay anything per your agent and I purchased trip insurance for nothing.
Stephen S. would not
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
Thank you for your feedback. We hope you had a nice trip.
In regards to Baggage Delay coverages, it is common for travel insurance companies to state that there is coverage if your checked baggage is delayed or misdirected by a Common Carrier for at least the number of hours shown on the certificate, except for return travel to your primary residence.
If you have any additional questions, or would like to discuss the details of your plan, please do not hesitate to contact our team of representatives at 800-487-4722.