Travel Insurance Reviews TripAssure
TripAssure (formerly MH Ross) designed its first custom travel insurance program in 1961, beginning a long and prosperous relationship with travelers. Their team of experienced specialists and technical experts in the travel insurance industry work together to provide you with prompt and professional service, anticipating your needs and solving your problems before they occur.
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TripAssure
Advantage Asset
The insuremytrip.com website made it very easy to obtain the insurance that I wanted. The policy I ultimately selected was written in plain English and was understandable, unlike some other policies I have read. The only suggestion I would make is to allow for customizable insurance amounts. IOW, I would like to be able to select the dollar amount I want covered as opposed to entering in the full cost of the trip. The policy I chose allowed you to enter a lower dollar amount with the understanding that they would provide coverage only up to that amount. Other policies were not that flexible and required that you insure the full cost of the trip otherwise they could reject any claim. The problem for me was that my full trip amount was $2066 and there was a substantial increase in premium once the coverage exceeded $2000. It appears that insurers base the premium on a grid basis. IOW, the premium is $X dollars if the insured amount is between $1,000 and $2,000, and then it increases substantially if the trip amount is from $2,001 to say, $3,000. So, an extra one dollar of coverage (from $2,000 to $2,001) can increase the premium a lot. At least that is what seemed to occur with my trip. So I just entered an amount slightly lesser than the full cost of my trip and obtained a premium that was about 50% less. I would recommend that a premium calculation formula be used based on the actual dollar value of the trip for all insurers.
Robert M. would
recommend this plan to a friend or relative.
The trip included a
cruise
TripAssure
Advantage Asset
Even though I have never had to file a claim, we always get travel insurance when we go on a major trip or cruise. It simply gives us peace of mind in the event something happens that we end up having to cancel because of work or illness. It also gives us peace of mind during our trip knowing we have the insurance in case something happens during our trip.
Martha M. would
recommend this plan to a friend or relative.
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Katherine BurtonTripAssure
Thank for taking the time to leave a review. Should you ever need any assistance in the future, please let us know!Feb 27,2019
The trip included a
cruise
tour
TripAssure
Advantage Bridge
Price was reasonable, had no problems, no claims!
Nicholas W. would
recommend this plan to a friend or relative.
The trip included a
cruise
TripAssure
Advantage Asset
Always use Insure My Trip when we cruise to Mexico. Best plans and rates.
Keith R. would
recommend this plan to a friend or relative.
The trip included a
cruise
TripAssure
Advantage Asset
I called customer service to help me pick a plan for my particular trip. I am so glad I did because she
picked just what I needed. I am thankful I did not have to file a claim but I was confident that if something happened, I was covered.
picked just what I needed. I am thankful I did not have to file a claim but I was confident that if something happened, I was covered.
Jane P. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TripAssure
Advantage Bridge
Thankfully did not need the plan, so I can only say the ease of purchase was nice. Cannot comment on anything else.
Matthew N. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TripAssure
Advantage Complete
Didn't need the service, so can't speak to the claims process.
Donald M. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
My policy covered a 40 year old woman and her 13 year old daughter. The principal consideration was medical coverage for a scuba diving vacation in Mexico. Since there were no claims, the review is neutral. The policy was probably a bit cheaper than some policies. I don't understand how three stars on the question, "How satisfied were you with this plan? " cold be interpreted as "somewhat dissatisfied" unless they were fishing for a higher rating.
Kathryn S. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
.I particularly like dealing with the Insure My Trip website and its policy scanning tool. I also made a few calls to them to get clarification on some items. Among policies that seemed to satisfy my coverage criteria, I picked TripAssure for the price.
I (the purchaser) am not "somewhat dissatisfied" with this policy, as implied with my three star ratings. Frankly, it may be a great policy, or it may be crap. We had no claims, so there is no way to test that it is any good. The true test is whether or not they pay claims fully, promptly and with no runarounds.
I spent a lot of time on my policy search because the policy was for a scuba diving vacation for my adult children and granddaughter. My emphasis was on medical and repatriation coverage, with due consideration give to loss of equipment in the event of theft or baggage loss. Although I bought transportation and lodging from Delta Vacations, I did not use a "trip provider" for the important part of our vacation--the diving. If you are using a travel agent or other type of trip arranger/provider like an ocean or land cruise/tour, then I suggest that you carefully consider provisions that supposedly protect you against trip cancellation or delays.
I (the purchaser) am not "somewhat dissatisfied" with this policy, as implied with my three star ratings. Frankly, it may be a great policy, or it may be crap. We had no claims, so there is no way to test that it is any good. The true test is whether or not they pay claims fully, promptly and with no runarounds.
I spent a lot of time on my policy search because the policy was for a scuba diving vacation for my adult children and granddaughter. My emphasis was on medical and repatriation coverage, with due consideration give to loss of equipment in the event of theft or baggage loss. Although I bought transportation and lodging from Delta Vacations, I did not use a "trip provider" for the important part of our vacation--the diving. If you are using a travel agent or other type of trip arranger/provider like an ocean or land cruise/tour, then I suggest that you carefully consider provisions that supposedly protect you against trip cancellation or delays.
Kathryn S. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
I particularly like dealing with the Insure My Trip website and its policy scanning tool. I also made a few calls to them to get clarification on some items. Among policies that seemed to satisfy my coverage criteria, I picked TripAssure for the price. Frankly, it may be a great policy, or it may be crap because the true test is whether or not they pay claims fully, promptly and with no runarounds.
I spent a lot of time on my policy search because the policy was for a scuba diving vacation for my adult children and granddaughter. My emphasis was on medical and repatriation coverage, with due consideration give to loss of equipment in the event of theft or baggage loss. Although I bought transportation and lodging from Delta Vacations, I did not use a "trip provider" for the important part of our vacation--the diving. If you are using a travel agent or other type of trip arranger/provider like an ocean or land cruise/tour, then I suggest that you carefully consider provisions that supposedly protect you against trip cancellation or delays.
I spent a lot of time on my policy search because the policy was for a scuba diving vacation for my adult children and granddaughter. My emphasis was on medical and repatriation coverage, with due consideration give to loss of equipment in the event of theft or baggage loss. Although I bought transportation and lodging from Delta Vacations, I did not use a "trip provider" for the important part of our vacation--the diving. If you are using a travel agent or other type of trip arranger/provider like an ocean or land cruise/tour, then I suggest that you carefully consider provisions that supposedly protect you against trip cancellation or delays.
Robert S. would
recommend this plan to a friend or relative.