Travel Insurance Reviews TripAssure
TripAssure (formerly MH Ross) designed its first custom travel insurance program in 1961, beginning a long and prosperous relationship with travelers. Their team of experienced specialists and technical experts in the travel insurance industry work together to provide you with prompt and professional service, anticipating your needs and solving your problems before they occur.
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The trip included a
cruise
tour
TripAssure
Advantage Bridge
I had to claim a doctor visit and medicines. the process took a couple of months, but I was reimbursed for all of my expenses. It was no harder or longer than any insurance claim. I will use them again soon.
Sylvia M. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
Fortunately did not use the benefits, but was glad it was there in case we needed assistance.
Jack B. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Complete
I have an MBA and a lot of contract law experience. I can only speak to one area of the policies major flaw. Coverage for baggage loss or theft internationally. The policy requires a "written report" of the loss of your baggage. Sounds easy? It isn't, especially, when A) you do not have a clear definition of what the report needs to contain and B) they expect it to almost come to you as if you were in America. Imagine being in ANY foreign country, China, Iran, Jamaica, South America and your items are stolen. You need a police report. Can you file it while your there? Was there a riot? trouble? When you get home can you figure out how to file the report? Including the language barriers, time differences, the international calls and the insane amount of time you spend doing this. Foreign Countries aren't jumping up and down to spend money to help you get a report for an insurance company. At no time have I received a definition of what a "written report" exactly is and that is applicable fairly and equally across all foreign destinations. So buyer beware. If you've been denied, seek counsel.
Deirdre G. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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DeirdreG
Germany doesn't provide written reports within 48 hours, they provide them after the investigation is over. So the insurance plans ask for what is not reasonable or obtainable. You cannot know the laws of each foreign country you are visiting before you travel.Mar 27,2016
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AlexeiO
Interesting how most of the reviews (95%) are just reflections of how easy it was to buy this plan or any plan actually - USELESS. I do appreciate that Deirdre review or was it an opinion? gives some food for thought.
Thanks!Sep 25,2017-
Kyle
While it is true that a high number of reviews are not based on a filed claim, we do provide a filter option at the top of the review page to only show reviews based on a filed claim.Sep 25,2017
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The trip included a
cruise
tour
TripAssure
Advantage Complete
Thankfully we did not have to use it for any claims but it was wonderful knowing it was in place should we have to. My only concern is the price of the policy which is how it is with any insurance plan. The price seemed high, $700 for a $5400 trip. But for the coverage, if we had needed it, it was a relief knowing it was there. I will always use InsureMyTrip for trip insurance rather than what the cruise or airline companies offer. I love the choice of selecting the product.
James B. would
recommend this plan to a friend or relative.
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Zac
Thank you for your feedback on the policy. In selecting this policy, you purchased M.H. Ross's highest level of coverage; Cancel For Any Reason and elevated limits for baggage and medical reimbursement. In the future, please consider calling for a quote. We may be able to secure a similar policy at a lower rate. Our representatives are available 7 days a week at 800-487-4722.Nov 15,2014
The trip included a
tour
TripAssure
Advantage Bridge
I didn't use the insurance however I thought it was great for peace of mind. I will continue to use the travel insurance whenever I go somewhere.
Jennifer S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TripAssure
Advantage Asset Plus
I feel as though only the people who have a claim should fill out this survey because the handling of the claim is the real determinate of how effective, fair and hassle free the company really is
Kathleen B. would
recommend this plan to a friend or relative.
5 of
6 people found this review helpful
Show
reviews per page.
To have a payable Baggage and Personal Effects claim on a Comprehensive travel insurance policy, the insured person must notify, the police, hotel, Common Carrier or bailee who has custody of your property at the time of loss, and obtain a copy of the reported loss from the company. The wording of this requirement will vary slightly from policy certificate to policy certificate, but the basic premise is the same, the insured person bares the burden of providing the proof of loss in order to receive reimbursement for their loss. Notifying the appropriate authority and obtaining a written report for Baggage and Personal Effects claims is travel insurance industry standard for Comprehensive travel insurance policies.
Please call us at 800-487-4722 if you have any questions about this requirement, or want details on the additional requirements for Baggage and Personal Effects coverage.