Travel Insurance Reviews TripAssure Advantage Asset
The Advantage Asset plan from TripAssure offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling.
To learn more, see the TripAssure Advantage Asset product page.
TripAssure
Advantage Asset
Great product for protection against unexpected Medical expenses while in a foreign Country and far away from home. However, the document is not specific as to whether the coverage is primary or secondary. I bought primary but I was not comfortable with the way the document leaves that to interpretation. I believe it should be more clear in case of a claim. I had not such a great experience with a claim from a previous trip. When I asked for the claim documents, the representative told me that I had secondary coverage when in fact it was primary. That’s why I believe that the product document should be more specific about the subject.
Manuel T. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
TripAssure
Advantage Asset
I traveled to DR in September 2018 and purchased this insurance a few months before my trip. We were worried about hurricane season and had many active storms brewing before our trip. Luckily, none of them affected our travels and we had a great vacation. I can't comment on the actual plan and claim since I didn't file one so I have no idea how it would turn out if our vacation was ruined. I did have a peace of mind though with this insurance.
Jagoda S. would
recommend this plan to a friend or relative.
-
Carol
It is great to hear that your trip was not interrupted by any tropical storm or hurricane. However, this would be a good time to point out that Trip Cancellation would have reimbursed you for your prepaid nonrefundable travel expenses but only if your trip is canceled for a covered reason as specifically listed in the policy.
These covered reasons may vary from company to company, plan to plan or even by state. The number one covered reason under most plans would be the unexpected sickness, injury or death of You, your Traveling Companion or Family Member. Your TripAssure Advantage Asset plan also included the following as covered reasons:
"t. a cancellation of Your Trip within 24 hours of Your Scheduled Departure Date and time if Your Trip departure or destination city is under a hurricane warning issued by the NOAA National Hurricane Center provided the cancellation occurs more than 14 days following Your Effective Date of coverage for Trip Cancellation;
u. mandatory evacuation ordered by local government authorities at Your
Trip destination due to a Natural Disaster or a hurricane named after the Effective Date of Your coverage. You must have 50% or less of Your Trip length remaining at the time the mandatory evacuation ends in order to cancel or interrupt Your Trip and for this benefit to be payable;
v. a cancellation of Your Trip if Your arrival on the Trip is delayed and
causes You to lose 50% or more of the scheduled Trip duration due to the reasons covered under the Travel Delay Benefit..."
InsureMyTrip recommends that all travelers review the policy terms in your selected policy. Any item in blue print is a link to more detailed information. Please click on the dollar amount of Trip Cancellation in your plan to view and read the complete list of covered reasons.Sep 25,2018
The trip included a
tour
TripAssure
Advantage Asset
Did not file a claim. Felt secure during the trip with the coverage I had
KIMBERLY L. would
recommend this plan to a friend or relative.
TripAssure
Advantage Asset
Didn't use coverage therefore I don't know more of this service than to get coverage.
Cynthia T. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset
I had an accident and incurred some emergency medical costs. It took a while, and Insuremytrip.com followed up on my behalf, but I eventually got reimbursed.
Eduard Y. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Nevertheless, your travel insurance plan is a legal contract, so you will find terms and conditions that may be confusing. Please be sure to take the time to carefully read your policy and call either TripAssure or InsureMyTrip with any questions.