Travel Insurance Reviews TripAssure Advantage Complete
The Advantage Complete plan offers the highest limits of coverage of the four TripAssure plans, offering a broad range of covered reasons for Trip Cancellation and Trip Interruption. Under Trip Cancellation there is Hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and you have to cancel your trip within 24 hours of the scheduled departure date due to a hurricane. As well as offering Trip Cancellation and Trip Interruption, this plan also offers Cancel For Any Reason. Optional extended personal property coverage is available as well as optional sports coverage.
To learn more, see the TripAssure Advantage Complete product page.
The trip included a
cruise
tour
TripAssure
Advantage Complete
I had to cancel because I suffered a stroke. All that was at risk was the deposit which was about the same as the insurance costs. The claim has still not been paid and the service is utterly atrocious. I am convinced that if not for insuremytrip’s Gail’s intervention there is no chance of getting a claim paid short of litigation. I do not understand, though why insuremytrip sells this company’s policies. They are risking getting sued.
morris t. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
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Mike
Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel and that you experienced difficulties in the claim process. We are pleased to hear that your claim was paid. Thank you for allowing InsureMyTrip to advocate on your behalf. We look forward to assisting you in the future.Dec 18,2017
TripAssure
Advantage Complete
I did not have to use my plan, but it seemed like a great deal, hundreds of thousands of dollars in coverage for less than $90!
Jonathan H. would
recommend this plan to a friend or relative.
TripAssure
Advantage Complete
Fortunately, the plan was not needed, but the peace of mind was well worth the fee charged. Thank you.
James A. would
recommend this plan to a friend or relative.
TripAssure
Advantage Complete
We had a minor claim of $204 for a hotel night and food related to a cancelled flight on our return home. I did submit all the required claim documentation with perhaps a little overkill. They paid us in full with no hassle. It did take a little longer than expected at about 23 days from the date they received our claim to the date we received their check.
We will certainly use them again.
We will certainly use them again.
jeffrey m. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
TripAssure
Advantage Complete
The premium was almost double that charged for similar coverage for a trip to Turkey last September.
Ira G. would
recommend this plan to a friend or relative.
TripAssure
Advantage Complete
Although I didn't have to use the plan or file any claims, having the comprehensive coverage gave me the peace of mind for a worry-free trip.
Casey W. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Complete
I have an MBA and a lot of contract law experience. I can only speak to one area of the policies major flaw. Coverage for baggage loss or theft internationally. The policy requires a "written report" of the loss of your baggage. Sounds easy? It isn't, especially, when A) you do not have a clear definition of what the report needs to contain and B) they expect it to almost come to you as if you were in America. Imagine being in ANY foreign country, China, Iran, Jamaica, South America and your items are stolen. You need a police report. Can you file it while your there? Was there a riot? trouble? When you get home can you figure out how to file the report? Including the language barriers, time differences, the international calls and the insane amount of time you spend doing this. Foreign Countries aren't jumping up and down to spend money to help you get a report for an insurance company. At no time have I received a definition of what a "written report" exactly is and that is applicable fairly and equally across all foreign destinations. So buyer beware. If you've been denied, seek counsel.
Deirdre G. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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Zac
Thank you for your feedback on the policy. Your review is very informative, and we hope fellow customers will consider the information in their search for travel insurance.
To have a payable Baggage and Personal Effects claim on a Comprehensive travel insurance policy, the insured person must notify, the police, hotel, Common Carrier or bailee who has custody of your property at the time of loss, and obtain a copy of the reported loss from the company. The wording of this requirement will vary slightly from policy certificate to policy certificate, but the basic premise is the same, the insured person bares the burden of providing the proof of loss in order to receive reimbursement for their loss. Notifying the appropriate authority and obtaining a written report for Baggage and Personal Effects claims is travel insurance industry standard for Comprehensive travel insurance policies.
Please call us at 800-487-4722 if you have any questions about this requirement, or want details on the additional requirements for Baggage and Personal Effects coverage.Mar 25,2016-
DeirdreG
Germany doesn't provide written reports within 48 hours, they provide them after the investigation is over. So the insurance plans ask for what is not reasonable or obtainable. You cannot know the laws of each foreign country you are visiting before you travel.Mar 27,2016
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AlexeiO
Interesting how most of the reviews (95%) are just reflections of how easy it was to buy this plan or any plan actually - USELESS. I do appreciate that Deirdre review or was it an opinion? gives some food for thought.
Thanks!Sep 25,2017-
Kyle
While it is true that a high number of reviews are not based on a filed claim, we do provide a filter option at the top of the review page to only show reviews based on a filed claim.Sep 25,2017
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TripAssure
Advantage Complete
I had no use for the plan at all, although I'm aware this might not have been the case. I primarily purchased it for coverage in the case of terrorist activity in Egypt which did not occur. However I believe the plan was out of line in cost and I regret spending so much to cover a small risk.
Margaret H. would not
recommend this plan to a friend or relative.
The trip included a
cruise
TripAssure
Advantage Complete
The purpose of getting insurance is that anything can happen at any time. It was good to know that my trip was covered in case of cancellation beyond my control. The premium was good considering the trip cost. Overall, I am pleased.
Terrance H. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Complete
Called to discuss what type of coverage I wanted for a winter snowboarding holiday. Service was very helpful, and the policy was sorted out over the phone, with documents emailed to me straight away. Excellent service and will use again.
Mark H. would
recommend this plan to a friend or relative.