The Advantage Complete plan offers the highest limits of coverage of the four TripAssure plans, offering a broad range of covered reasons for Trip Cancellation and Trip Interruption. Under Trip Cancellation there is Hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and you have to cancel your trip within 24 hours of the scheduled departure date due to a hurricane. As well as offering Trip Cancellation and Trip Interruption, this plan also offers Cancel For Any Reason. Optional extended personal property coverage is available as well as optional sports coverage.
To learn more, see the TripAssure Advantage Complete product page.
To have a payable Baggage and Personal Effects claim on a Comprehensive travel insurance policy, the insured person must notify, the police, hotel, Common Carrier or bailee who has custody of your property at the time of loss, and obtain a copy of the reported loss from the company. The wording of this requirement will vary slightly from policy certificate to policy certificate, but the basic premise is the same, the insured person bares the burden of providing the proof of loss in order to receive reimbursement for their loss. Notifying the appropriate authority and obtaining a written report for Baggage and Personal Effects claims is travel insurance industry standard for Comprehensive travel insurance policies.
Please call us at 800-487-4722 if you have any questions about this requirement, or want details on the additional requirements for Baggage and Personal Effects coverage.