This M.H. Ross plan seemed to provide the most coverage for our trip vs. other companies' plans, which is why we purchased it. When I was comparing plans I not only talked to the reps at InsureMyTrip.com, but I also called M.H. Ross. I have to say that the rep there didn't seem to be that familiar with the elements of the plan(s) I was inquiring about and weren't that interested in being helpful, it felt. Thankfully, we did not have a claim, so I cannot comment on what it'd be like to actually use it.

I do wish that one of these days some travel insurance company would include pets getting sick or passing away as one of the covered reasons for cancelling a trip. Pets are family members, too, and if they have a crisis one might have to cancel or postpone a trip just as if a human family member had a crisis. As it stands now, the only way to get even partial coverage to protect against pet crises is to purchase the "cancel for any reason" option. I surely hope that either M.H. Ross or some other company starts including pets in the list of legitimate reasons someone might have to cancel their trip.