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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise and visited France rated the Nationwide Mutual Insurance Company Essential plan
4.47 out of 5
27
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not need to use it, yet it is indispensable to have when traveling abroad. I will do it every time I travel.
David R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since I didn’t have the necessity to file a claim, it’s hard to rate the effectiveness of the policy. But it did provide peace of mind.
Raymond S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I supplied all the documentation on 2/9/17. I got my checks on 4/13.

There were two problems. The reviewer would not accept a paid statement from the cruise line as proof of payment. The notification of this rejection was not communicated clearly resulting in delays.

Put another way, this the kind of BS we expect from insurance companies. Delaying payment to improve their cash flow. I made numerous phone calls and it still took over 2 months.
Michael D. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
    Apr 24,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
We have used Nationwide for our last two trips. Due to flight delays on our first trip, we had to overnight in Miami and Nationwide covered all of the cost with no hassles. I highly recommend! However, if you have a flight delay it helps to keep all of your boarding passes to use for documentation of the flight changes. Boarding pass for the flight missed and pass for the rebooked flight.
Karen C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Didn't need it but it was nice to have at a great price.
David E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn't have to use the plan, so it was excellent!
Georgia G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a much better rate than the travel agent offered. Glad we did not have to use it!!
Michael Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thought it was very helpful to be able to tailor a plan to our needs/comfort level.
Roger R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I recommended this plan to my friends and they were all happy with it!
ronald m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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