Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We had to file a claim. We were on a cruise and my husband needed medical assistance. I called the number with the policy (the ship provided a phone line), and the rep could confirm we had a policy but not guarantee specific coverage. I get it--they're not claim adjustors. He gave me the number of someone else, who did the same. So I didn't get the confirmation/explanation I was looking for, but went ahead and hoped for the best.
Great results: filing was easy. Did everything on line when I got home. Glad I had purchased the policy shortly after we booked the trip because I didn't have to worry about the pre-existing conditions clause. (Wouldn't have applied, but didn't want any possible snags.) Got an email from Nationwide saying they had received the claim within a day. Two weeks later I have a check mailed to us for the full amount of the medical charges. (And medical charges on a ship are EXPENSIVE!) I wish their website would have been able to give an update, but I can live with that. I would buy from them again!
Great results: filing was easy. Did everything on line when I got home. Glad I had purchased the policy shortly after we booked the trip because I didn't have to worry about the pre-existing conditions clause. (Wouldn't have applied, but didn't want any possible snags.) Got an email from Nationwide saying they had received the claim within a day. Two weeks later I have a check mailed to us for the full amount of the medical charges. (And medical charges on a ship are EXPENSIVE!) I wish their website would have been able to give an update, but I can live with that. I would buy from them again!
Diane T. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Purchasing coverage was easy. I like that I received correspondence about my coverage shortly before my trip. I’ve purchased trip insurance in the past and never received correspondence from the insurance company reviewing the benefits of the policy. Fortunately, I did not need to use the coverage so I cannot comment on the claim service. I would buy coverage again for the peace of mind in purchasing non-refundable airfare and/or hotel rooms.
Nicole C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I had to visit the Medical Center onboard the ship. The charge was approximately $300. I was able to file a claim online while I was still on the ship. Within two weeks I was reimbursed for the total amount. Very pleased with the process to file a claim.
Robert d. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
i did not make a claim but it was very easy to work with insuremytrip to understand the coverage and Nationwide did send me detailed info on how to get help if needed while traveling
Michael M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We usually buy the Nationwide Essential travel insurance at the same time we make tour/travel reservations. Although tour companies offer similar coverage, it usually costs more. A couple of times we have needed to adjust the dates of coverage a little (i.e. extended the trip or airline schedule changes) and were able to modify coverage dates fairly easily with no additional cost. Fortunately, we have not needed to file a claim for the 6 or 8 trips we have insured, so I can't comment on the claim process. Overall, the Nationwide Essential Plan seems adequate and flexible enough to allow us to customize of coverage to meet our needs.
Randall R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Had to cancel my trip a month before, got nothing back from the insurance
Mark J. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
No claim was needed.
Rachel W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We bought the plan “just in case” and it certainly gave us the peace of mind we hoped for. Luckily for us, the “just in case” did not happen! BUT we were ready…
Richard T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip was cancelled, policy did not cover nonrefundable deposit.
Paul B. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
It is hard to answer these questions as I did not have a claim.
Annette J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful