Travel Insurance Reviews for Nationwide Essential


The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.67 out of 5)
based on 2251 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Filed claim
Nationwide Mutual Insurance Essential
I've never had to file a claim for travel insurance before so I was apprehensive but I had picked this plan based on the good reviews. The first time that I called the phone number listed in my policy to open a claim, nobody picked up so I left a voicemail. This policy processes its claims with a company called Coordinated Benefit Plans LLC. Unexpectedly, someone called me back the same day and they were very courteous on the phone. They sent me an email with the information they needed for filing a travel delay claim, but they attached the wrong document. When I replied by email to explain that they didn't attach the claim form, I received no response by email. However, when I called, they were very responsive and apologetic. I emailed my claim form and all backup documentation as instructed but I received no confirmation of receipt or any indication that my claim was being processed. I called after a few days and they confirmed that my claim was being reviewed. About 5 days after I emailed my claim, I receive an email indicating that my claim for trip delay was approved. I received a check in the mail within 2 weeks. I think my claim was straightforward so it was easy to process. It was pretty hassle free.
Angela C. would recommend this plan to a friend or relative.
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Nationwide Mutual Insurance Essential
Didn't need it so it worked perfectly! ;-)
Sonja S. would recommend this plan to a friend or relative.
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Claims no claim filed
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The trip included a
Nationwide Mutual Insurance Essential
Having travel insurance gave me peace of mind.
Lawrence T. would recommend this plan to a friend or relative.
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Claims no claim filed
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The trip included a
Nationwide Mutual Insurance Essential
On day five of our cruise someone became seriously ill and needed to get back to the States for care. We detoured to Grand Turk where the person and his family were taken to the airport and airlifted to Florida. I certainly hope this man had trip insurance that covered the medical transport as well as the medical bill from the care he received on the ship. For me, the medical coverage is the most important part of trip insurance. I could survive loosing the cost of the cruise but a $30,000 hit for medical expenses could be devastating.
Michael F. would recommend this plan to a friend or relative.
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Claims no claim filed
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The trip included a
Nationwide Mutual Insurance Essential
I would never travel on vacation without travel insurance. Although I was lucky and didn't need to use the insurance, it gave me peace of mind at a reasonable price.
Ira C. would recommend this plan to a friend or relative.
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Claims no claim filed
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Nationwide Mutual Insurance Essential
I didn't end up filing a claim, but the process to get the coverage was easy and it was nice knowing that the coverage was there if it was needed.
Brian G. would recommend this plan to a friend or relative.
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Claims no claim filed
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The trip included a
Nationwide Mutual Insurance Essential
Happy that I didn't have to use it.
Janice S. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
Nationwide Mutual Insurance Essential
Without a claim you can't really rate an insurance company.
Thomas V. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Nationwide had everything we wanted in travel insurance at a great price!
Paul B. would recommend this plan to a friend or relative.
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Value
Claims no claim filed
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Since I didn't need to use insurance, I'm not sure if all items were covered. However, the price was great and I felt confident having it. Would definitely use it again.
Laurilyn K. would recommend this plan to a friend or relative.
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  • Empty Comment
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