Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Gave me peace of mind for my trip. Didn’t have to use it.
Jennifer G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
did not use it but I think the insure is necesary
Georgina B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Did not use it, but feel more safe to have the coverage
Vladimir L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Provided peace of mind. Fortunately did not need to file any claims.
Margaret B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Very happy with the plan. They took about 6 weeks to process, but very happy with the outcome. I would use this company agin.
Walker B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I filed a claim with them when we had to cancel for medical reasons. That was weeks ago. Have not received confirmation that they received claim. There was a signed requirement for mail delivery and having not received a thing from USPS I assume it was delivered . There’s never anyone to answer my call. Leave message no response....very poor way to run a business.
George J. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
We did not file a claim, so it is hard to review this policy! However, I assume I would have been pleased if we had indeed needed to file!
Katherine H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I did not have a claim resulting from this purchase, so really don't have experience with how well it covered my needs. One thing is a bit puzzling, is that I purchased from Nationwide because the foreign medical coverage was in the 10's of thousands of dollars, whereas most competitors were covering that at about $5,000. What was the reason why the coverage was so different, and was I over-buying in purchasing from Nationwide?
Kenneth S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Kyle
Thank you for providing your feedback on this Nationwide policy.
As a comparison website, we offer several types of policies with varying degrees of coverage. While this policy does provide a high dollar amount in coverage for emergency medical, we also offer options with more coverage or less coverage than this plan.. There are many factors in determining how much coverage one will need, however the most important is that you feel comfortable with that amount. Please feel free to contact us at 1-800-487-4722 if you need assistance in choosing the right amount of coverage for you. We are open 7 days a week.Jul 31,2017
Nationwide Mutual Insurance
Essential
Luckily, didn't have to use
Diane P. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Hard to say exactly as I did not need to use the insurance.
michael d. would
recommend this plan to a friend or relative.
According to your policy, "Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date for which You, a Traveling Companion, a Family Member booked to travel with You: 1) exhibited symptoms that would have caused one to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment; or 3) took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date"
Unfortunately, you were not eligible for the waiver since you did not purchase the policy within 10 days of your Initial Trip Payment:
"The Pre-Existing Conditions exclusion is waived if You (a) enroll in this Certificate at the time You pay the deposit required for Your Trip (or within ten (10) days of the initial deposit); (b) purchase this Certificate for the full cost of Your Trip; and (c) are medically able to travel on the Effective Date.
Of course, it is never pleasant to hear that your claim was denied. Nationwide confirmed that you were sent the letter so you may want to check your spam/junk e-mail folder for the information.