Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
It's been two weeks since I filed a claim and I have heard zero - nothing - from the company you chose to process claims (CBP Insure). I sent an e-mail and got a response that someone would contact me within 2 business days, still crickets (nothing). Claim/Policy Number: NWE23030222244K
Member Name: GEORGE OUIMET; Update: I heard back after nearly a month. CLAIM DENIED except a $100 a day maximum reimbursement. What a joke it didn't even cover the cost of the policy, so Nationwide made money and we have an out of pocket loss of more than $2000. READ THE FINE PRINT, the only things they cover for trip interruption are things that almost never happen. To no fault of ours one of our connecting flights was delayed more than 4 hours, which caused us to miss our flights home. No refund, no voucher to get a new flight, nothing. Stranded with no way to get home and this lousy Nationwide Policy DIDN'T COVER IT. Never again!
Member Name: GEORGE OUIMET; Update: I heard back after nearly a month. CLAIM DENIED except a $100 a day maximum reimbursement. What a joke it didn't even cover the cost of the policy, so Nationwide made money and we have an out of pocket loss of more than $2000. READ THE FINE PRINT, the only things they cover for trip interruption are things that almost never happen. To no fault of ours one of our connecting flights was delayed more than 4 hours, which caused us to miss our flights home. No refund, no voucher to get a new flight, nothing. Stranded with no way to get home and this lousy Nationwide Policy DIDN'T COVER IT. Never again!
GEORGE O. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
Nationwide Mutual Insurance
Essential
We did not have to use the plan.
Lima S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
No issues during our trip. The insurance is reasonable for the coverage provided.
Nancy S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We were fortunate that we did not need to file a claim. We felt secure and confident knowing that we were covered just in case.
Thank you!
Thank you!
Andrew S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I had a wonderful trip and the loved having the peace of mind that if something went wrong I was covered. I will be using your company for further travels.
Tamara B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily I didn't have to use my plan, but I'm glad it was there. Coverage and cost of the plan for one trip are excellent. Of course, the proof is in the pudding. I will buy Nationwide plans on my upcoming trips and will comment on how easy or hard they were to use if needed. So far, highly recommend and this seems like a better choice than Allianz, for example. More coverage, less cost, better customer contact via email and phone (I did call to see if I could get though).
Carolyn F. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I didn't file any claim but I had peace of mind if something unexpected occurred before or during my vacation.
Alexis D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not need to use it, yet it is indispensable to have when traveling abroad. I will do it every time I travel.
David R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I unfortunately did have to cancel my trip due to a persistent leg tendon and nerve injury. It was an active hiking and bicycling trip, and I canceled my trip before the final payments were due for the organized tours. My doctor would not sign off on the form saying I was unfit to travel because of the limited wording of the question -- I clearly could get on an airplane, although I could not complete the trip I had planned. Initially Nationwide denied my claim, but I sent back an email again explaining that I did not want to cancel my trip but could not do the trip I had planned. (As required in making a claim, I had submitted itineraries for the guided portions of my trip). My doctor agreed that I could not complete the trip, as he indicated in a written statement, even though he would not check the box saying I was unfit to travel. Frankly, I did not expect my email to change anything; but, much to my surprise, I received an email response in less than a week saying that my claim had been sent to appeals and Nationwide would be sending me a check for my claim. It took some work getting to this result. It is small consolation, as my injury months later is just slowly getting better, but ultimately Nationwide made a fair decision. For that I give the company 5 stars.
Joanne P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Since I didn’t have the necessity to file a claim, it’s hard to rate the effectiveness of the policy. But it did provide peace of mind.
Raymond S. would
recommend this plan to a friend or relative.