Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
I am so disappointed with the fact that you are not assisting us with our loss of time and money. Our trip was delayed because of the airline not because of any fault of our own. Please know that I bought this insurance to make sure if anything happened we would be reimbursed if something happened out of our control. Please review our case again. We lost so much. Thank you, Gail Simpson and Donald Jarvis
Donald J. would not
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
Nationwide Mutual Insurance
Essential
Didn’t have to the invoke any parts of the plan I bought. Felt that it was best value for money spent. That might be different if I had to make a claim, but I didn’t.
Jeanne F. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thankful that we didn't have to file a claim, but it was nice to know we had the coverage "just in case".
David O. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I didn’t have to use the insurance which is a blessing but the representative that helped me in the beginning process of purchasing the travel insurance was very patient with all my questions and informative and very quick to respond
Michael S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Did not have to file a claim thankfully. Insuremytrip did an A+ job of making shopping/comparing plans easy. Also A+ for getting the policy to me after purchase and even sent a reminder just before our trip about policy details and how to get in contact with them should a claim become necessary.
Michael B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I went on a cruise to Hawaii and it was so rough we were unable to stop in Maui where I had a hotel reserved. I called and was told this was not trip interruption and I should have gotten cruise insurance. I got this insurance because I was going places other than the cruise (like Maui). Anyway, I'm out $300.00 and the cost of the useless insurance.
susan s. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Michelle A
Thank you for your review. Most travel insurance policies do not cover what occurred during your trip. There are some insurance providers that offer Cruise policies, these are policies that offer cruise specific benefits. Benefits can include Itinerary Change, Port of Call Change, Shipboard Service Disruption and others. For assistance finding the best plan for your concerns and going over the difference among plans, please call us at 800-487-4722.Dec 18,2019
The trip included a
tour
Nationwide Mutual Insurance
Essential
The insurance plan was easy to purchase and affordable. As my trip involved multiple air segments it provided peace of mind.
Karen G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
It was very easy to order on line, and nice to know we were covered.
Kathleen F. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I thought we purchased a good plan with good coverage. I have had an open claim since October, I do not think this is a reasonable timeframe for resolution. I was told before Christmas that the claim was close to being finalized. When I followed up over a month ago, I was told it was being reviewed by a supervisor and would hear shortly. When I called today, I was told the same. Everyone else that traveled with me has been reimbursed by their insurance companies months ago, I am very disappointed. I just received an email saying the claim was denied. Why did that take 5 months?
Bonnie D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you very much for your review. However, your claim was correctly denied by the insurance company since it did not meet the crteria listed in the policy which is stated below:
"TRIP INTERRUPTION
The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are unable to continue on Your Covered Trip due to:
.....
(j) Natural disaster at the site of Your destination that renders the destination accommodations uninhabitable;
(l) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive."
In order for a claim to be payable, it must meet one of the criteria in the policy, such as, these 2 named perils. The policies don't work on the assumption that something might happen while on your trip. Coverage kicks in once a covered event actually occurs. Unfortunately, the fact that you made the choice not to go before an unforeseen event occurred will make you ineligible for any payments lost or additional expenses incurred.
Please call us at 800-487-4722 if you would like additional information.Feb 26,2019
Nationwide Mutual Insurance
Essential
Took a lot longer than promised to process the claim and issue the checks
ANUP P. would
recommend this plan to a friend or relative.
-
Mike
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Oct 08,2018