Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Our bags from our trip were delayed. We still have not received them, but they have now been located. The max claim limit for delayed bags is GROSSLY insufficient at $100. We spent well above that buying clothing, cosmetics, toiletries, swimsuits, shoes for our vacation. We landed in Rome and had NOTHING other than what we were wearing and had in our backpacks. It is shameful to offer only 100 dollars for delayed bags. This insurance was a waste. I will not buy it again.
Megan F. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
The only reason Nationwide paid up is because an advocate from insuremytrip.com contacted them after they denied my claim. Nationwide asked me for more and more details and I kept sending them what they asked for but they kept asking for the same things over and over again. When you call Nationwide, you cannot speak with anyone who who is familiar with your claim. You can only talk to someone who tells you that the adjuster needs more time and more info but they cannot provide you with any specifics. My case was as simple as possible (trip payment and airfare) yet Nationwide managed to make it an extremely complicated with multiple proofs of payment, proofs of no refunds made, proofs of trip itinerary with exact dates, etc. The person I talked to at cbconnect said that is because there is so much fraud in the travel insurance business. I believe it is because they try to wear you down so you just give up.
Joan D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Difficult to provide good analysis of the plan unless there was a claim and we had no issues during our trip so no claim requested. Did seem a bit costly yet it was recommended by a friend from a previous trip they had (which they also had no claim).
Dionne C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I called the company with a concern about a possible travel issue. Fortunately, I didn't need to file a claim, but I was impressed with the representative. He clearly explained the benefit available.
Robert M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Provide peace of mind
Stephen S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Used the plan in UK. Well taken care of. Thank you.
BLAND W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Didn't have any issues. Will purchase again
Tonya W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I appreciated the peace of mind I had while traveling. I knew if for some reason I became ill, or had any normal trip interruption my hard earned money will not have been wasted. It was a small amount to pay to protect myslef.
BRENDA B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily didn’t need to use this, however there was a point in the trip where we had a situation that could have potentially caused cancellations. I was glad to have this in my “back pocket “. Will use again in future.
Kathleen W. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Always good prices. Always easy to buy.
Christopher Y. would
recommend this plan to a friend or relative.