Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We were pleased with the coverage but very happy we didn’t need to use it. It’s great to be able to travel without having to worry!
Carolyn B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We had to cancel because of medical and all forms were emailed promptly. Had a physician complete and sign and our claim was processed and a check was sent. We have purchased Nationwide many times but was the first time we used it. Leaving on a trip in 2 weeks and purchased Nationwide again.
Edward B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We purchased this plan for peace of mind. Fortunately, we did not have to use it. The premium was very reasonable compared to the potential loss if we had to cancel our cruise.
Michael L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
It’s hard to review a plan when I didn’t actually need to leverage the coverage.
Amy W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The representative I spoke with was very helpful. I appreciate her help.
Albert B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I'm so glad I had this travel insurance in place. A few days before our trip I was diagnosed with a rare cancer. This was a complete shock as I was in great health. I remember telling the agent that I'd have to be dead not to take this trip, it was such an important event for us, a real "bucket list" thing. Fortunately, my doctors all agreed that taking the trip was perfectly fine and we could deal with the needed surgery afterwards. The peace of mind this policy gave me was invaluable, even though I did not end up needing to make a claim.
James F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Due to medical issues our trip had to be cancelled. Filing a claim was easy and phone representatives were helpful. They claim that it takes 15 business days which was fairly accurate as I had my check in hand in 20 business days.
Very pleased with their service and plan.
Very pleased with their service and plan.
Wendy A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
Thank you for the Insurance, Im glade I did not need it. I will use Mutual Insurance again.
Mark P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I purchased this because last year I got derailed by hurricane Irma. I paid a lot for house so insured in case. Well got hit by Florence. Roads were cut off by flooding on 501 getting in to Myrtle beach and Conway flooding. With the fear it would continue to get worse not better. Having two babies to risk flooding roads and the constant fear of flooding, roads were closing constantly. Could not risk their lives. When tried to make claim informed since house wasn’t destroyed by hurricane had no insurance. Everyone I told said this was bull. So I spent 800 to fly in so we could keep my family out of danger and we did the trip. People told us they were stuck on roads 12 hours, cars ran out of gas stranded everywhere and people feared getting out that made it in as rivers crested. This was a worthless piece of paper. Great company was surprised.
Debbie H. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We have used this company for all of our cruises. Only had to file a claim one trip and the service was wonderful. The peace of mind is worth every penny.
Richard S. would
recommend this plan to a friend or relative.
With respect to hurricanes and natural disasters, here are the covered reasons included in your policy:
"You or a Traveling Companion... having Your principal place of residence made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster...;
You, a Traveling Companion or Family Member, who are military personnel, and are called to emergency duty for a natural disaster;
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination. This benefit will not apply if the potential natural disaster has been forecasted or a storm has been named prior to purchase of this coverage...;
Natural disaster at the site of Your destination that renders Your destination accommodations Uninhabitable..."
We regret that this policy did not meet your expectations and would like to remind you along with your fellow travelers to review the covered reasons in your policy prior to purchase. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote.
In the future, if you wish to once again consider covering a trip, please call us at (800) 487-4722 for assistance in quoting and narrowing down your choices.