Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We have used Nationwide cruise plans several times now and have made 4 claims, including the one that was just paid. All were handled in a timely manner with prompt payments. Their representatives were friendly and knowledgeable on the phone. A Nationwide representative even reminded us once of a benefit we had forgotten about. I have not had one complaint about the service we have received from Nationwide, and I can't think of very many other companies I can say that about.
Anna M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I appreciated the peace of mind I had while traveling. I knew if for some reason I became ill, or had any normal trip interruption my hard earned money will not have been wasted. It was a small amount to pay to protect myslef.
BRENDA B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I had to cancel my cruise due to my mom's death about a week prior to cruise. I submitted my claim online-took about 4 weeks for claim to be completely processed and about another 2 weeks to receive checks.
I did have to get help from my daughter to help me file the claim,but I am not computer savy.
I only received one email from the company during the whole process,and that was a few days after I submitted claim-they were just letting me know there might be a delay due to the high number of claims.
I just checked the website frequently and that is now I knew the claim had been approved and checks were generated.
I did receive my total amount I had paid for the cruise and was never asked for any additional paperwork-But I did wait until I had everything( MD note/death certificate ,etc) before I submitted claim.They have a list of items they show you when you start the process
I would definitely use again,actually I just bought the same policy for my next cruise
I did have to get help from my daughter to help me file the claim,but I am not computer savy.
I only received one email from the company during the whole process,and that was a few days after I submitted claim-they were just letting me know there might be a delay due to the high number of claims.
I just checked the website frequently and that is now I knew the claim had been approved and checks were generated.
I did receive my total amount I had paid for the cruise and was never asked for any additional paperwork-But I did wait until I had everything( MD note/death certificate ,etc) before I submitted claim.They have a list of items they show you when you start the process
I would definitely use again,actually I just bought the same policy for my next cruise
KARAN J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It's hard to rate a service until you need to use it. However knowing you have coverage is a good piece of mind, and one less thing you have to worry about. I recommend everyone carry a policy while on a cruise.
Michael H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Filed claim . It took about 3 weeks to receive my refund.
steve t. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We were delayed coming home and I called to file a claim and was told I had to file it with the cruise line first. I will never use Nationwide again
Frances S. would not
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We thankfully did not need to use the coverage. Having elderly parents and going through the loss of one right before another trip it was security for us. The price was better than what our travel agent offered, the process easy, online chat was helpful and we had a great vacation.
Susan H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
After comparing several plans, this one was the lowest cost for the essential coverage I needed for my family on a cruise from NYC to Bermuda. That coverage include emergency evacuation (from the ship at sea, if necessary) and emergency medical (while in a foreign port). Although the likelihood of using such coverage is slim, it is always best to error on the side of caution. Since I did not need to file any claims I cannot rate that aspect of the policy, but can say that the price was right for what coverage I wanted.
Joseph R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Much, much too expensive! Outrageous! Not easy to use and discourages use. My wife was seriously ill and hospitalized for 6 days just prior to the trip but filing a claim would have been substantially difficult and burdensome, so, she summoned up what strength she had and we went on the cruise. She was in pain, and uncomfortable throughout the trip and she did not get off the cruse ship until we reached our home port.
Jay B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Mike
Thank you for your feedback on the policy and we are sorry to learn that your wife suffered an illness prior to your trip.
The policy that you purchased does cover the following if you had to cancel or interrupt your trip.
"(a) Sickness, Accidental Injury or death of You, a Traveling Companion, or Family Member which results in medically
imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician
must advise cancellation of the Trip on or before the Scheduled Departure Date;"
It would be standard procedure with any travel insurance policy that you would have to file a claim in order to be compensated for Trip Cancellation. We would be happy to speak with you further about your experience and/or provide any clarification of policy terms and conditions. Please let us know if you have any questions or need further assistance, we can be reached at 800-487-4722.Oct 01,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I never realized how reasonable trip insurance could be. So important to have - "it will never happen to you" until it does.
Jamie S. would
recommend this plan to a friend or relative.
Delay coverage, but it is a Secondary benefit. Secondary coverage will pay you after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted. Most of the plans offered on InsureMyTrip will have Trip Delay as a secondary benefit, and this will be shown on the comparison page and confirmation email. In the future, please feel free to call us at 800-487-4722 and we can assist you with going over benefits and how the plans work. We look forward to assisting you.