Travel Insurance Reviews for Nationwide Essential


The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.67 out of 5)
based on 2230 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
the United States
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Filed claim
Nationwide Mutual Insurance Essential
I had a damaged large spinner suitcase when I arrived at my home airport. The pull handle was completely broken off meaning I will have to buy a new one. I considered filing a claim but when I read the policy, I realized it would not be worth my while because articles are not covered during actual processing/handling. Well, then basically the luggage isn't covered during the trip at all.
Lupe A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your luggage was damaged. If your luggage was checked with the airline and damaged by an airline employee, that does not exclude you from coverage. We have taken excerpts from the policy certificate to include important information to consider for this occurrence:

    "The Company will reimburse You up to the Maximum Benefit shown on the Confirmation of Coverage, if You sustain Loss, theft or damage to baggage and personal effects during the Trip, provided You have taken all reasonable measures to protect, save and/or recover the property at all times. The baggage and personal effects must be owned by and accompany You during the Trip. The police or other authority must be notified within twenty-four (24) hours in the event of theft."

    "If Your property covered under this Certificate is lost, stolen or damaged, You must:

    (a) notify the Company, or its authorized representative as soon as possible;

    (b) take immediate steps to protect, save and/or recover the covered property:

    (c) give immediate notice to the carrier or bailee who is or may be liable for the Loss or damage;

    (d) notify the police or other authority in the case of robbery or theft within twenty-four (24) hours."

    We understand that you were unable to secure documentation from the airline and will not be filing a claim against the policy, but if you have any additional questions or concerns, please call us at 800-487-4722.
    Dec 23,2015
Nationwide Mutual Insurance Essential
We had no problems during our trip. Nice to have insurance incase we needed it.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
When Delta wouldn't provide a document that was needed for my claim, the Nationwide Mutual agent offered to call Delta to get the information. The claim was paid so we're all good. That's above and beyond service in my book.
Thank you!
Sherryl G. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Claims
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
It offers a lot for the premium.
Theotis C. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
No comment
Semion S. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
No comment
Edna V. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
I wish someone would offer a low cost plan providing just trip cancellation coverage, but until they do I found this to be a good plan for the money.
Carol O. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, my travels went smoothly, and this travel coverage gave me peace of mind. Thank you!
Neil J. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
Very easy and seamless transaction. I will use InsureMyTrip again.
Steven H. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Essential
Easy to purchase, covered areas I was looking for.
Kim A. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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