Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.67 out of 5)
based on 1824 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Nationwide Mutual Insurance Essential
Very easy and seamless transaction. I will use InsureMyTrip again.
Steven H. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Easy to purchase, covered areas I was looking for.
Kim A. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
This plan provides better coverage for the same cost.
Marina T. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
I felt relieved to know that I had the plan, in case I did need it! I thought the price was well worth the peace of mind. I would rather have the coverage and not need it, than not have it and need it! At least this did not cost a fortune like some of the others that I reviewed.
Cynthia F. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
didn't use it but it gave me reassurance. I really cannot rate it with any fairness.
Mary S. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Good coverage and a good price for a change
Ronald R. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Submitted a Travel Delay claim due to return flight having been cancelled. Carrier advised us it would be 48 hours before they could provide an alternate flight, so I purchased a 1-way ticket with another carrier for a flight that left sooner. I incurred expenses of $263 (replacement airfare plus meals.) I submitted a claim and received a check for $150 (the maximum daily amount provided by my policy) in exactly 10 days. The company did what they were supposed to do, in a timely manner and without any hassles.
Michael V. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
Appreciate that we can get a plan to insure the basic tour cost. While traveling within the United States, we don't feel it's necessary to emphasize the extra insurance for luggage, medical, etc.
Lynda B. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
Nationwide Mutual Insurance Essential
Great value for cost of plan.
Kylie M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
Nationwide Mutual Insurance Essential
The only issue was that I didn't know that I had to buy the insurance when I made the initial payment. You are unclear as to when this occurs - is the initial payment when I make the hold payment? Or is it when I make the initial 50% of trip payment?
Richard M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. The Initial Trip Payment is the very first time any money of any kind was paid for any part of your trip. Even if the payment you made was refundable at one point in time, it is still considered the initial trip payment. The redemption of points or miles, while not an actual monetary exchange, would still constitute as an initial trip payment if they were the first transaction you made for your trip. In determining the initial trip payment date, the insurance providers claims department will request specific documentation showing the date the credit card number was provided to the travel supplier or when the check was written.
    Jun 16,2015
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