Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
140
ratings and reviews
97%
recommended
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Nationwide Mutual Insurance Essential
Nice to know we had this plan but luckily we did not need to use it. We did do some hiking and biking so wanted to be sure we had extra medical coverage. We didn't have any flight disruptions so we were lucky we didn't need to use that portion of the insurance either.
Margot M. would recommend this plan to a friend or relative.
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  • Empty Comment
Nationwide Mutual Insurance Essential
Good coverage for a reasonable price - did not have to file a claim, but would purchase this coverage again
Jeffrey L. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Quick processing! Great service!
Melissa I. would recommend this plan to a friend or relative.
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  • Empty Comment
Nationwide Mutual Insurance Essential
I was satisfied with this plan, but it's hard to accurately rate until you need to file a claim.
Joan R. would recommend this plan to a friend or relative.
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  • Empty Comment
Nationwide Mutual Insurance Essential
This plan gave us some peace of mind for a rather expensive short vacation.
Suzann E. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
did not need to use - expensive coverage
Russell M. would recommend this plan to a friend or relative.
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  • Empty Comment
Nationwide Mutual Insurance Essential
One of our flights was canceled. The policy from Nationwide would not pay for the lost day of our vacation. The airline canceled the flight and we lost a nights lodging expenses. A canceled flight was not a covered interruption. I am very disappointed.
John L. would not recommend this plan to a friend or relative.
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  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your flight was cancelled.

    We would be happy to review the policy benefits with you. Please consider calling us at 800-487-4722.
    Apr 14,2016
Nationwide Mutual Insurance Essential
Thankfully, I did not have any travel problems. But it was nice to have peace of mind.
David R. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Happily, I didn't have anything to claim, so I can't really comment on whether it was good or bad!
Sabra J. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Unsure at this point as to whether I would recommend plan or not--we'll see how they handle our claim; weather canceled our fight and the next available flight w/ seats was 24 hrs. later; because other flights left the airport later in the day, the airport was classified as not being "closed" and thus trip interruption was not declared--only trip delay. I was, and still am hoping that the first night's lodging at our destination which was pre-paid would be covered, but apparently only a new room at the delayed location is considered a covered, reimbursable expense. As we went back home, Nationwide is claiming no coverage for the night's lodging of our "delay" that we had pre-paid. I understand the legalese of contract terms, but it seems to me that trip insurance is taken out to protect the pre-paid expenses. We'll see if they will cover the dinner we had out as we had no food in the house. Fortunately, the other plans we had for the day/night we couldn't get to our destination were either rescheduled for the next day, or cancelled without penalty. I shudder to think based upon what Nationwide told me about our lodging, what might have happened if we had decided to go to one of the newer high-end restaurants that insist upon pre-payment in advance and no refunds if you don't show for the meal.
Rosemary h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your feedback on the policy.

    Unfortunately, your claim did not fall under the terms and conditions of the Trip Interruption benefit, and as a result the pre-paid expenses could not be reimbursed. However, the maximum Travel Delay benefit was paid to reimburse the.reasonable additional expenses.

    Please call us at 800-487-4722 if you would like to review policy benefits.
    Apr 14,2016
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