Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.66 out of 5)
based on 1564 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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The trip included a
Nationwide Mutual Insurance Essential
Let me predicate this review by saying that I did not do my homework as I should have, nor did I study the plan thoroughly during the 10-day review period. I am not faulting this plan, as it is what it is, but I just wanted to let other customers know they need to look at the reimbursement figures carefully. In our case, we had a super-close airline connection between our destination city of Nagoya, Japan and Tokyo, where we needed to connect for our flight back to San Diego. There is only one flight available per day. As fate had it, an unexpected delay of our flight out of Nagoya almost made us miss the connecting flight in Tokyo, except for the fact that thankfully our Tokyo flight connection was also delayed. We saw in our policy that we were covered for a mere $150 had we missed our connecting flight. Obviously, we would have had to spend three times as much for an airport hotel and food for an overnight and wait until the next evening. It is questionable whether the airlines would have compensated us in part. Anyway, just a caveat: recreate every scenario and read your policy thoroughly.
Joanne D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. This review offers many friendly hints and reminders to our customers:

    1) Please call us prior to purchasing a policy to ask questions about benefit limits and covered events. We are available 7 days a week by calling 800-487-4722.

    2) Most comprehensive policies have 10-15 day review period. The review period allows customers to read and understand what the policy covers, or cancel the policy and receive a refund of premium. Service fees ranging between $5-$8 may apply.

    3) Typically, travel delay benefits have a per day limit between $100-$300. However, we do offer plans that provide coverage up to the maximum limit listed under travel delay.

    4) We offer several comprehensive plans that can cover missed connections for a flight to flight connection. Missed connection requires at least a 3 consecutive hour delay or cancellation due to a defined hazard, and can cover additional transportation expenses, reasonable accommodation and meal expenses, and reimburse the pre-paid and non-refundable unused portion of the trip. The benefit limit for missed connection varies from plan to plan, but some plans provide coverage up to $1,000 or more.
    Apr 06,2015
The trip included a
Nationwide Mutual Insurance Essential
Coverage was great for us! Gave us both peace of mind.
Alan A. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Awesome. Thankfully, we didn't have to use it. The peace of mind was wonderful.
Thomas G. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
I have purchased this plan several years in a row. Used once for travel delay and they paid quickly.
Lorene S. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
We used InsureMyTrip because we had a split stay, 6 nights Disney World, 5 nights Carnival cruise, and 3 more nights Disney World. To get insurance separately through Disney and Carnival would have cost more than double the cost of the plan we bought from Nationwide on InsureMyTrip.com. It was very easy to purchase and we got the coverage we wanted.
Kimberly L. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Very good coverage for the premium and easy to purchase on line - will continue to purchase Nationwide for future trips
Dwight D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Limited weekend customer service telephone coverage. Wanted to call at 6PM Pacific due to flight delay from Kona to LAX. Not open. The need to know was immediate.
Mark M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Cindy
    Photo
    It sounds like you were trying to reach InsureMyTrip's customer service which is open on weekends from 9AM - 9PM EST. When you are traveling, please remember it is your insurance company's 24-hour emergency assistance number that your should be calling for any travel-related issues. The assistance companies have 2 telephone numbers: one toll free to call when inside the U.S. and Canada; one to call collect when outside the U.S. They are available around the clock to provide you with assistance.
    Mar 04,2015
The trip included a
Nationwide Mutual Insurance Essential
I thought the plan was value priced for what it offered. InsureMyTrip responded to all my questions & concerns in a prompt manner. I would use the service/company again.
Michele P. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Nationwide Mutual Insurance Company worked with us and took care of us as promised when our flight was canceled. I highly recommend them.
Jeffrey N. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
As far as I know, the policy coverage is fine. I have never purchased trip insurance before, but I probably do so in the future, due to the type of travel I now do. Hopefully, all will go well in the future.
Michael D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
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