Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.67 out of 5)
based on 1655 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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The trip included a
Nationwide Mutual Insurance Essential
Was glad to have coverage in case we needed to use it.
Travis M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Easy to buy and good coverage. I will always purchase when I travel.
John K. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Much better price and terms compared to other travel insurance carriers.
Liliana W. would not recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Nationwide Mutual offered reasonable rates for the various types of coverages. It appears nearly all travel insurance companies have steadily been increasing their rates over the past 5-6 years. It pays to shop all the companies!!
John Z. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Nice to know my trip was covered. Nationwide and InsureMyTrip made it easy to buy the comprehensive insurance I needed.
Patrick M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
We had a long delay in the Cancun airport and did not keep receipts for the unexpected meals. It was a learning experience for us on future trips.
Allen R. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your trip was delayed, and that you wee unable to receive reimbursement. However, this review is extremely helpful to your fellow travelers.

    The travel insurance industry standard requires that the insured person provides documentation in order to be reimbursed for their out of pocket expenses. A covered Travel Delay will reimburse up to a per day or maximum limit for additional meals, local transportation, and lodging accommodations. Please remember to keep receipts to prove the reasonable additional expenses as result of the delay.
    May 01,2015
The trip included a
Nationwide Mutual Insurance Essential
Didn't need to use the policy, but it made my first trip outside the US much less stressful. Knowing that there was help available, should I need it, was quite comforting.
Peter R. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Let me predicate this review by saying that I did not do my homework as I should have, nor did I study the plan thoroughly during the 10-day review period. I am not faulting this plan, as it is what it is, but I just wanted to let other customers know they need to look at the reimbursement figures carefully. In our case, we had a super-close airline connection between our destination city of Nagoya, Japan and Tokyo, where we needed to connect for our flight back to San Diego. There is only one flight available per day. As fate had it, an unexpected delay of our flight out of Nagoya almost made us miss the connecting flight in Tokyo, except for the fact that thankfully our Tokyo flight connection was also delayed. We saw in our policy that we were covered for a mere $150 had we missed our connecting flight. Obviously, we would have had to spend three times as much for an airport hotel and food for an overnight and wait until the next evening. It is questionable whether the airlines would have compensated us in part. Anyway, just a caveat: recreate every scenario and read your policy thoroughly.
Joanne D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. This review offers many friendly hints and reminders to our customers:

    1) Please call us prior to purchasing a policy to ask questions about benefit limits and covered events. We are available 7 days a week by calling 800-487-4722.

    2) Most comprehensive policies have 10-15 day review period. The review period allows customers to read and understand what the policy covers, or cancel the policy and receive a refund of premium. Service fees ranging between $5-$8 may apply.

    3) Typically, travel delay benefits have a per day limit between $100-$300. However, we do offer plans that provide coverage up to the maximum limit listed under travel delay.

    4) We offer several comprehensive plans that can cover missed connections for a flight to flight connection. Missed connection requires at least a 3 consecutive hour delay or cancellation due to a defined hazard, and can cover additional transportation expenses, reasonable accommodation and meal expenses, and reimburse the pre-paid and non-refundable unused portion of the trip. The benefit limit for missed connection varies from plan to plan, but some plans provide coverage up to $1,000 or more.
    Apr 06,2015
The trip included a
Nationwide Mutual Insurance Essential
Coverage was great for us! Gave us both peace of mind.
Alan A. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Awesome. Thankfully, we didn't have to use it. The peace of mind was wonderful.
Thomas G. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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