Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.66 out of 5)
based on 1711 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Filed claim
Nationwide Mutual Insurance Essential
DIdn't need to use it but comforting to know we had it.
Lynn Z. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
I felt at ease knowing that our trip was covered. We have never had a claim, but it's nice to know that it's there if you need it. I am about to purchase coverage for another upcoming trip.
Janice C. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
I compared the price and features offered with this plan with several other companies. Nationwide mutual had the best coverage for the price offered. I read a lot of positive reviews by others about Nationwide and the company sounded like a good choice for my needs. Fortunately, I didn't need to file a claim but I'm glad I purchased it for the peace of mind.
Brent G. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
Fast, inexpensive, great service, and excellent coverage. Difficult to beat that!
Michael E. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
Appreciate that we can get a plan to insure the basic tour cost. While traveling within the United States, we don't feel it's necessary to emphasize the extra insurance for luggage, medical, etc.
Lynda B. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Great value for cost of plan.
Kylie M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
It would have been nice to have rental car coverage for Ireland.
Gary H. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. Nationwide travel insurance plans do not offer a rental car collision damage waiver when traveling to Ireland. The reason for this may stem from restrictions imposed by rental car companies in Ireland. Some countries restrict third party and/or foreign Collision Damage Waiver. Some rental car companies restrict third party and/or foreign Collision Damage Waiver. In general, travelers should always check with the rental car company to see if they accept third party auto insurance.
    Jun 23,2015
The trip included a
Nationwide Mutual Insurance Essential
Purchased for protection in case of medical needs while out of country. Good peace of mind. I did not need to use this policy. Previous trip was delayed and similar policy helped with extra costs incurred.
Rita D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Empty Comment
Nationwide Mutual Insurance Essential
The only issue was that I didn't know that I had to buy the insurance when I made the initial payment. You are unclear as to when this occurs - is the initial payment when I make the hold payment? Or is it when I make the initial 50% of trip payment?
Richard M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. The Initial Trip Payment is the very first time any money of any kind was paid for any part of your trip. Even if the payment you made was refundable at one point in time, it is still considered the initial trip payment. The redemption of points or miles, while not an actual monetary exchange, would still constitute as an initial trip payment if they were the first transaction you made for your trip. In determining the initial trip payment date, the insurance providers claims department will request specific documentation showing the date the credit card number was provided to the travel supplier or when the check was written.
    Jun 16,2015
The trip included a
Nationwide Mutual Insurance Essential
Good price for the coverage. Glad we had it if it was needed.
Charles D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Value
Claims no claim filed
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  • Empty Comment
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