Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.66 out of 5)
based on 1592 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Nationwide Mutual Insurance Essential
The coverage was exceptional at a modest price. Travel insurance really helps when issues arise with international travel plans. Medical evacuations and care can be very expensive. I'm glad we didn't need to use it and glad we had it in case we needed it.
Michael B. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
We needed a plan that covered pre-existing conditions. We traveled with confidence with this plan.
Kristi F. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
InsureMyTrip customer care representatives are professional, knowledgeable and helpful. I have recommended them to everyone I know.
Dolores W. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
It was a great policy at a good price. I had the peace of mind knowing that we had the coverage.
Curtis R. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Trip cancellation insurance assures that your vacation costs will be reimbursed if something unforeseen happens. I have only had one claim in all the 47 cruise vacations I have taken, but I was relieved to know that I was covered.
michele m. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
Customer service was very helpful when we had questions.
Mary T. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Nationwide Mutual Insurance Essential
It was great knowing I had the insurance. It was a great price for all that was offered. I will use it again if needed.
June E. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
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Nationwide Mutual Insurance Essential
Found myself feeling more comfortable knowing that we had it. Will purchase again!
Aurora L. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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The trip included a
Nationwide Mutual Insurance Essential
Let me predicate this review by saying that I did not do my homework as I should have, nor did I study the plan thoroughly during the 10-day review period. I am not faulting this plan, as it is what it is, but I just wanted to let other customers know they need to look at the reimbursement figures carefully. In our case, we had a super-close airline connection between our destination city of Nagoya, Japan and Tokyo, where we needed to connect for our flight back to San Diego. There is only one flight available per day. As fate had it, an unexpected delay of our flight out of Nagoya almost made us miss the connecting flight in Tokyo, except for the fact that thankfully our Tokyo flight connection was also delayed. We saw in our policy that we were covered for a mere $150 had we missed our connecting flight. Obviously, we would have had to spend three times as much for an airport hotel and food for an overnight and wait until the next evening. It is questionable whether the airlines would have compensated us in part. Anyway, just a caveat: recreate every scenario and read your policy thoroughly.
Joanne D. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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  • Zac
    Photo
    Thank you for your feedback on the policy. This review offers many friendly hints and reminders to our customers:

    1) Please call us prior to purchasing a policy to ask questions about benefit limits and covered events. We are available 7 days a week by calling 800-487-4722.

    2) Most comprehensive policies have 10-15 day review period. The review period allows customers to read and understand what the policy covers, or cancel the policy and receive a refund of premium. Service fees ranging between $5-$8 may apply.

    3) Typically, travel delay benefits have a per day limit between $100-$300. However, we do offer plans that provide coverage up to the maximum limit listed under travel delay.

    4) We offer several comprehensive plans that can cover missed connections for a flight to flight connection. Missed connection requires at least a 3 consecutive hour delay or cancellation due to a defined hazard, and can cover additional transportation expenses, reasonable accommodation and meal expenses, and reimburse the pre-paid and non-refundable unused portion of the trip. The benefit limit for missed connection varies from plan to plan, but some plans provide coverage up to $1,000 or more.
    Apr 06,2015
The trip included a
Nationwide Mutual Insurance Essential
Coverage was great for us! Gave us both peace of mind.
Alan A. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
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