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Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers who have taken a cruise rated the Nationwide Mutual Insurance Company Prime plan
4.62 out of 5
393
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
The best part of this plan is we didn't have to use it this time, but it it gave us peace of mind know we would be protected If we needed it In the past we did have a a medical problem and on return home we submitted a claim with receipts and it was handled smooth and promptly
Frank F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
We've never had to file a claim but we hope we would be covered.
WAYNE G BUHROW B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Thankfully my trip when smoothly and I did not have to use the insurance. When pricing out different plans Nationwide Mutual had the best pricing and very good reviews.
Carol C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
We had no need to use the insurance but glad we had it just in case.
Patrick O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Claim was paid although it did take a little over two months to receive my checks.
Crafton S. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
We had a trip and baggage delay on the return portion of our trip. Nancy handled our claim efficiently and effectively. It was paid in less than 30 days. However, a portion of our claim was not covered because the baggage delay only covered the outbound travel. Our delay occurred during a leg of our return flight. We flew from London to Dulles and were supposed to fly from Dulles to Home. Unfortunately, a problem occurred with air traffic control and our flight was cancelled until the next day. The airline would not give us access to our luggage. Read your coverage very carefully. I assumed baggage delay would have covered all parts of our trip.
mary s. would recommend this plan to a friend or relative.
5 of 7 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your travel and baggage were delayed during your trip home.

    Most policies will have baggage delay coverage on the outward journey only.

    We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. We know reading through many pages of an insurance policy can be daunting, so in the future, please call us at 800-487-4822 prior to purchasing a policy and we can assist you in selecting a policy that best suits your needs.
    Aug 10,2017
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
Not being privy to revenue and claims data, it is impossible to assess whether the price paid is a fair trade. Arguably, no one seeks to make a claim on insurance, but if something were to go wrong, no doubt that one would rather reduce their losses. As I did not need to make a claim, I have no information to share regarding a claims experience.
Greg K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Speaking from experience: NEVER travel without travel insurance! In 16 years I have had 3 claims and without insurance I would have been out $9000 +. I've used Nationwide several times for our needs. Great plan, thorough coverage at a fair price. Hopefully I won't need to file anymore claims, but we travel easier knowing we are covered from delays to baggage loss to cancellations.
Susan B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Fortunately we did not have to use the coverage for the trip but it was good to know we had it. The price seemed high but I think it was competitive, perhaps even less, than other companies’ plans.
Kenneth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Very easy to buy. Did not need to file any claims.
Thomas W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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