Travel Insurance Reviews for Nationwide Prime


The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rate the Nationwide Mutual Insurance Company Prime plan
(4.59 out of 5)
based on 368 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Filed claim
The trip included a
Nationwide Mutual Insurance Prime
Thank goodness I had no need to file a claim but I was glad to have the coverage ....just in case :-]
Sheryl J. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Did not need to use it thank goodness. Hopefully always buying only peace of mind for my travels.
Jeffrey D. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Like any insurance you never know if it was enough or to much. I am still not sure if what I bought was the correct policy with the correct coverage. Having said this I believe in travel insurance, what we did purchase was the best bang for the buck. Next time how can I consult with an agent to make sure I'm buying the right policy?
Neil D. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Our 4-night cruise to Bahamas was plagued by bad weather and rough seas. We were not able to stop at the island nor able to get off the ship during the entire cruise due to torrential rains and winds. Trip interruption / itinerary-change coverage did not cover this because we never left the ship. In order for this coverage to apply, we would have had to leave the ship and not get to have the ship services (ie meals, rooms). Otherwise, it was a comfort to think that we would be protected from major problems, but the details of coverage should be checked out for these types of exceptions/qualifications. For example, if the ship was disabled out at sea for days, no reimbursement would be given.
Peter W. would recommend this plan to a friend or relative.
Coverage
Value
Claims
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you experienced bad weather during your cruise. Below is an expert from the Nationwide Mutual Insurance Prime plan explaining the Itinerary Change benefit:

    "In the event a cruise/Travel Supplier makes a change in Your Covered Trip itinerary that prevents You from participating in an event/activity pre-paid prior to departure and scheduled on the Your Covered Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount shown in the Confirmation of Coverage.

    Benefits will not be paid if the event/activity is rescheduled during the course of the Covered Trip.

    Verification by the Cruise/Travel Supplier of the change in the scheduled Trip Itinerary will be necessary for claim
    payment."

    If you have any questions or concerns please call us at 800-487-4772. Our representatives are available 7 days a week and would be happy to assist you.
    Mar 18,2016
The trip included a
Nationwide Mutual Insurance Prime
We almost needed it because of Hurricane Danny, but we dodged the bullet. I would highly recommend this insurance for this type of trip.
ROBERT S. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
InsureMyTrip was very professional and I enjoyed doing business with them. Received more coverage for less cost than buying direct with cruise line. Comforting to have the coverage and not need it. I would highly recommend and will buy again for next trip when needed. Thanks for your help! A+
Herbert G. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
It was nice to have peace of mind should we need help.
Dalvir G. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Filing a claim is the only way one can judge an insurance company. Unfortunately, my trip was cancelled secondary to snowy conditions. Getting the claim paid was an adventure in itself. I had just about enough when they insisted that they need my 8 year old's signature! The claim finally got paid when I threatened to file a complaint with government agencies.
Dmitry G. would not recommend this plan to a friend or relative.
Coverage
Value
Claims
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with your claim experience. However, we are pleased to learn that your claim was paid. In the future, please contact InsureMyTrip if you are having claims issues with a plan purchased through us. InsureMyTrip employs a Customer Advocate Program designed to assist customers during the claims process. Our representatives are available 7 days a week by calling 800-487-4722.
    Jul 16,2015
The trip included a
Nationwide Mutual Insurance Prime
The plan was quite reasonable for 2 travelers of our age. The coverage looked to be very adequate if we needed to use it. The peace of mind was worth the premium.
Donald L. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Nothing to review.....I didn't have to use the Nationwide Prime policy. Reviews are not really good until you have to make a claim. THEN you see how good the company really is.
Arla A. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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