Travel Insurance Reviews for Nationwide Prime


The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rate the Nationwide Mutual Insurance Company Prime plan
(4.59 out of 5)
based on 368 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Filed claim
Nationwide Mutual Insurance Prime
Nationwide coverage/price have me peace of mind even though I fortunately did not need to file a claim.
Joanne F. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
Nationwide Mutual Insurance Prime
I was only mostly satisfied because fortunately I didn't need to use it, but it was worth the peace of mind.
Thomas O. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Thank goodness I had no need to file a claim but I was glad to have the coverage ....just in case :-]
Sheryl J. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Prime
We had a 4 day trip delay in St. Marten due to a huge snow storm that cancelled our return flight, and Nationwide was excellent in reimbursing me the maximum amount allowed under the policy for that delay. They were easy to get a hold of and courteous. I will definitely buy my trip insurance through them again!!!
Cynthia K. would recommend this plan to a friend or relative.
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Value
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Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
My dad was in the process of dying and I didn't know if I would be able to go or not. I called four days before I was to leave with questions about coverage. I was happy to be told I would be covered up until the day of travel (I knew that from the policy but was happy to HEAR it). They gave me a number to call and a claim number if I needed it. Very kind. Don't know when my future travel plans will materialize but Nationwide will be my choice for insurance.
And, I have referred Nationwide for future travel to friends.
Gail K. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Did not need to use it thank goodness. Hopefully always buying only peace of mind for my travels.
Jeffrey D. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Like any insurance you never know if it was enough or to much. I am still not sure if what I bought was the correct policy with the correct coverage. Having said this I believe in travel insurance, what we did purchase was the best bang for the buck. Next time how can I consult with an agent to make sure I'm buying the right policy?
Neil D. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Nationwide Mutual Insurance Prime
Thankfully I didn't have to use it!
Hillel G. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
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  • Empty Comment
The trip included a
Nationwide Mutual Insurance Prime
Our 4-night cruise to Bahamas was plagued by bad weather and rough seas. We were not able to stop at the island nor able to get off the ship during the entire cruise due to torrential rains and winds. Trip interruption / itinerary-change coverage did not cover this because we never left the ship. In order for this coverage to apply, we would have had to leave the ship and not get to have the ship services (ie meals, rooms). Otherwise, it was a comfort to think that we would be protected from major problems, but the details of coverage should be checked out for these types of exceptions/qualifications. For example, if the ship was disabled out at sea for days, no reimbursement would be given.
Peter W. would recommend this plan to a friend or relative.
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Value
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Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you experienced bad weather during your cruise. Below is an expert from the Nationwide Mutual Insurance Prime plan explaining the Itinerary Change benefit:

    "In the event a cruise/Travel Supplier makes a change in Your Covered Trip itinerary that prevents You from participating in an event/activity pre-paid prior to departure and scheduled on the Your Covered Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount shown in the Confirmation of Coverage.

    Benefits will not be paid if the event/activity is rescheduled during the course of the Covered Trip.

    Verification by the Cruise/Travel Supplier of the change in the scheduled Trip Itinerary will be necessary for claim
    payment."

    If you have any questions or concerns please call us at 800-487-4772. Our representatives are available 7 days a week and would be happy to assist you.
    Mar 18,2016
The trip included a
Nationwide Mutual Insurance Prime
My wife and I never ever buy trip insurance and vacation at least three times per year. Our dilemma with this trip is that we had to change plans three times to get to our final destination each way and the one airline had a poor track record with delays and lost luggage. Thank goodness everything worked out and we didn't need to use it.
KEVIN M. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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