Travel Insurance Reviews TravelSafe
TravelSafe Insurance has become the industry leader in travel insurance products through innovation, experience and excellent customer service. Since 1971, they have marketed and administered the most comprehensive policies available in the industry and lead the way in developing new solutions for the insurance needs of travelers.
Learn more about TravelSafe Insurance.
The trip included a
tour
TravelSafe
Classic Plus
I was offered an opportunity to purchase trip insurance when I bought a trip through a travel website to India and Nepal, but it was significantly more expensive than TravelSafe. I declined their insurance and purchased TravelSafe instead after doing some research and checking their reviews. Luckily, I did not need to use my insurance, but it was comforting to know it was there. When I first arrived in India, there was a rough patch when the Visa officials said my paperwork was incorrect and they were not going to let me into India, saying I needed to go back to my own country. I eventually worked that out, but it was comforting to know that I had travel insurance to turn to if needed.
Traci H. would
recommend this plan to a friend or relative.
The trip included a
tour
TravelSafe
Classic
I have travelled extensively and have always bought travel insurance but this is the first time I have filed a claim. My flight to India was canceled and delayed for 24 hours. Since I had a non refundable hotel and scheduled pre paid tours for my original arrival date, I called the airline and requested that I be booked on a flight a day earlier instead of a day later. I filed a claim for the extra nights hotel and my claim was denied. If I would have stayed with the later flight, the claim would have been for more since they would have had to reimburse me not only for hotel but for the pre paid tour as well. That is why I carry insurance for when the unexpected happens. This was a situation beyond my control and I tried to make the best decision but Travel Safe was not willing to work with me.
Maria D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
TravelSafe
Classic
Best possible situation: did not need to use the plan!
Margaret Ann J. would
recommend this plan to a friend or relative.
TravelSafe
Classic Plus
Thankfully we didnt use the benefits, but having the plan made us feel secure & very comfortable. We will always use this option.
Thank you.
Thank you.
Renu P. would
recommend this plan to a friend or relative.
TravelSafe
Classic
We didn't experience any interruptions during our stay in India but we felt very comfortable knowing we had trip insurance if we had. It was a very reasonable insurance plan.
Dean D. would
recommend this plan to a friend or relative.
TravelSafe
Classic
Since I didn't have to file a claim, I can't say how the plan would have performed if I ad needed it.
Carol B. would
recommend this plan to a friend or relative.
TravelSafe
Classic
It was very reasonably priced. Fortunately, I didn't need it!!
Rebecca M. would
recommend this plan to a friend or relative.
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Although it is never pleasant to hear that your claim was denied, this was a fair denial of coverage according to your policy terms.
(1) According to page 1 of your TravelSafe certificate, "Travel Delay: Coverage begins after You have traveled 50 miles or more from home en route to join Your Trip. This is Your “Effective Date†and time for Travel Delay." Since you changed your departure date back on 09/13/2017, which was before your original departure date of 09/22/2017 and before you traveled 50 miles or more from home, you would not have a valid Travel Delay claim under this policy.
(2) You also indicated in a previous email that "No charge fees or penalties have been incurred. There are no claims or pending claims at this time." Voluntarily changing your departure date prior to departure and incurring the expense of an additional night in a hotel would not qualify under this policy as reasonable expenses for additional accommodations according to page 5 of the certificate:
"TRAVEL DELAY
Benefits will be paid up to 0 per day for reasonable accommodation, meal, and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during Your Trip..."
We appreciate your cooperation in providing additional information for this review. We also hope that you may change your mind in the future and call us to discuss coverage for a future trip. We can be reached at (800) 487-4722 weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM.