AIG Travel Travel Guard Platinum

Like the other comprehensive travel insurance plans from AIG Travel, the Travel Guard Platinum plan offers a number of travel-related benefits to protect your travel investment.

While it features the highest coverage limits of protection offered by AIG Travel, it does have several time-sensitive benefits to take in to consideration, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages. This plan offers optional Cancel for Any Reason (if all eligibility requirements are met) that can be added on to the plan for an additional premium. This will allow you to cancel your trip for any reason, not just the list of covered reasons on the plan and be reimbursed up to 50% of your pre-paid, non-refundable trip cost.

If you meet all eligibility requirements and purchase the plan within 15 days after making your initial trip payment, this plan also offers a pre-existing condition exclusion waiver that will expand coverage to you in case an injury or illness is due to a prior medical event. Other time-sensitive benefits include Accidental Death & Dismemberment, and coverage for financial default of a covered travel supplier.

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage

(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Flight Upgrade
(Cannot be combined with coverage for Accidental Death 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AIG Travel Travel Guard Platinum on our site
(4.43) of 5
on average based on 67 reviews.
A.M. Best Rating
Better Business Bureau Rating
I didn't have to use the trip insurance but just having the insurance insured that I had a great trip. My husband and I once had an incident whereby we ended up leaving the ship, spending a night in a hospital, and flying back home the next day. We had no trip insurance so it was an expensive trip. It relieves my mind to know that any incident is covered.
Angela B.
Excellent coverage for the price. Choices are endless.
George Z.
I purchased platinum coverage for my son who went to the jungles of Indonesia on a surf adventure. Thankfully he had a perfect trip - the airline was great, he stayed healthy and never got injured. It was very reassuring to know that in case of a problem he was covered.
William S.
See all reviews