Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan from Allianz may offer everything you need, provided your trip is 365 days in length or less.

This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption. The covered reasons for cancellation or interruption are really the most typical reasons, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the exclusion may be waived if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria).

Along with cancellation and interruption coverage, the Basic plan also provides coverage for lost or delayed baggage, travel delay, emergency medical care and emergency medical transportation. The limits on these coverage are more modest than the other plans, however this plan is a budget-friendly option that provides comprehensive travel insurance coverage.

If you are renting a car on your trip, and are traveling for 45 days or less, you may be able to purchase an additional coverage option for rental car protection with the Basic plan. This benefit, the Rental Car Damage Protector, provides 24-hour emergency assistance as well as primary coverage for covered collision, loss and damage on your rental vehicle.

Like all Allianz plans, the Basic plan also features a 24-hour assistance hotline. You can call this hotline in the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
* Terms, conditions, and exclusions apply
* Max trip cost allowed is $10,000

** Coverage is not available for all cars or all countries

Your Quote

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Ratings and reviews

Our customers rate the Allianz Global Assistance Basic on our site
(4.57) of 5
on average based on 2258 reviews.
A.M. Best Rating
Better Business Bureau Rating
I've never been a big fan of trip insurance and only reluctantly purchased it for this trip. I didn't need it for anything on this trip which is probably a good thing. And since insurance is best at protecting for catastrophic events, I can't really determine if this would have covered me in the event of a medical issue or serious problem. Fortunately. :) The cost was $80 to insure a $1500 trip. Not outrageous, but, in all my traveling to-date (40+ years, all around the world), I've never used trip insurance before and still am not convinced it's necessary. But, as I age, I guess it might make sense...although beware the pre-existing coverage exclusion if you don't purchase coverage close to when you originally purchase the trip.
Mark P.
In the past, we have had to file a claim. They are quick and efficient. I will never travel without it!
Cheryl S.
We did not use the insurance, but it is comforting to have insurance when traveling in a foreign country. I wish it were less expensive.
Burrell H.
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