Allianz OneTrip Prime plan offers travelers peace of mind with higher coverage limits for benefits than the OneTrip Basic plan. The OneTrip Prime plan also offers a robust list of covered reasons for trip cancellation and trip interruption, giving travelers additional flexibility.
The plan also expands coverage to non-traditional benefits, such as if you become pregnant or must attend a birth of an immediate family member. The pregnancy must occur after the effective date in order to be eligible for this coverage and medical records will be needed to verify date of pregnancy.
Rental Car Damage coverage is available as an additional option. This coverage is for rental car collision loss and damage up to the stated amount on the policy. Another additional option that can be added to the policy is Required to Work coverage. This coverage is a time-sensitive option and offers coverage if you can’t travel for unforeseen reasons such as your employer requiring you to work during your trip. This option is available if you are purchasing your plan within 14 days of your initial trip payment.
If your destination becomes uninhabitable due to a natural disaster, this plan will cover cancellation or interruption reimbursement. The plan also includes financial default coverage, which will reimburse trip cost due to a travel supplier ceasing operations due to financial circumstances. Finanical Default coverage must be purchased within 14 days of your initial trip payment. There is also a specific list of covered suppliers including airlines, tour operators and cruise lines for this coverage which will be located on the purchase page.