Allianz Global Assistance OneTrip Prime

Allianz OneTrip Prime plan offers travelers peace of mind with higher coverage limits for benefits than the OneTrip Basic plan. The OneTrip Prime plan also offers a robust list of covered reasons for trip cancellation and trip interruption, giving travelers additional flexibility.

The plan also expands coverage to non-traditional benefits, such as if you become pregnant or must attend a birth of an immediate family member. The pregnancy must occur after the effective date in order to be eligible for this coverage and medical records will be needed to verify date of pregnancy.

Rental Car Damage coverage is available as an additional option. This coverage is for rental car collision loss and damage up to the stated amount on the policy. Another additional option that can be added to the policy is Required to Work coverage. This coverage is a time-sensitive option and offers coverage if you can’t travel for unforeseen reasons such as your employer requiring you to work during your trip. This option is available if you are purchasing your plan within 14 days of your initial trip payment.

If your destination becomes uninhabitable due to a natural disaster, this plan will cover cancellation or interruption reimbursement. The plan also includes financial default coverage, which will reimburse trip cost due to a travel supplier ceasing operations due to financial circumstances. Finanical Default coverage must be purchased within 14 days of your initial trip payment. There is also a specific list of covered suppliers including airlines, tour operators and cruise lines for this coverage which will be located on the purchase page.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries

Your Quote

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Ratings and reviews

Our customers rate the Allianz Global Assistance OneTrip Prime on our site
(4.57) of 5
on average based on 1411 reviews.
A.M. Best Rating
Better Business Bureau Rating
It is INSURANCE and fortunately I did not have to use it. Would be helpful to have another option on plans. This would be a plan that would cover trip insurance (delay, cancellation etc.) and repatriation but not include medical. I have medical coverage for foreign countries with my private insurance but with the plans offered it is necessary to get a Comprehensive Plan in order to get both trip insurance and repatriation so I am paying extra for medical insurance I do not need!
Judith N.
I had no claim to file so could not recommend the plan to others since I had no experience with Allianz in this regard.
Elizabeth G.
Did not have to access coverage but we always use Allianz for peace of mind
Russell A.
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