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Arch RoamRight Elite

Of the three Arch RoamRight plans, Elite offers the highest coverage limits and expands on the coverage offered in both the Essential and Preferred plans. It offers the highest level of customization, with the most additional options available to tailor the plan to your travel insurance needs.

The Elite plan includes Cancel for Work Reasons coverage if all of the eligibility requirements are met and the plan is purchased within 21 days after making your initial trip payment. This differs from the Essential and Preferred plans, because they either do not offer the option or it is available for additional premium.

Like the Preferred plan, the Elite plan features upgrades for Accidental Death & Dismemberment, baggage protection as well as medical and evacuation (may not be available in all states). These can help to tailor your plan to provide the necessary coverage you feel you need to be comfortable on your trip.

The Elite plan offers even more options than the Preferred plan. These options include:

  • Hazardous sports coverage
  • Sports coverage

The optional Hazardous Sports Coverage is available for those daring travelers who might be participating in an activity that is generally excluded from medical coverage. Hazardous sports coverage offers benefits to the maximum emergency accident and sickness medical expense limit for activities such as parasailing, scuba diving, snow skiing and mountaineering up to 15,000 feet. The hazardous sports option offers coverage for injuries that occur during activities that are usually excluded from medical benefits.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death Common Carrier


Medical Evacuation

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Ratings and reviews

Our customers rate the Arch RoamRight Elite on our site
(4.67) of 5
on average based on 62 reviews.
A.M. Best Rating
Better Business Bureau Rating
Never had to put it to use. Thanks
James K.
This site was recommended by AARP magazine, and I can see why. It makes 1) understanding and 2) comparing travel-insurance offers quick and easy. I went to Berlin for a month without coverage for a pre-existing condition. If I had known about this site earlier, I would have been able to get that coverage, too. As I recall, typically, you have to buy the trip insurance within a week or so of making your first trip-related purchase (e.g., airline tickets or hotel) to get pre-existing condition coverage. I will definitely consult this site first before we go to Hamburg this summer.
Clint S.
I appreciated the contact before my trip. I did not have to use the insurance but felt it would have been easy to contact you for help.
Joan B.
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