Of the three Arch RoamRight plans, Elite offers the highest coverage limits and expands on the coverage offered in both the Essential and Preferred plans. It offers the highest level of customization, with the most additional options available to tailor the plan to your travel insurance needs.
The Elite plan includes Cancel for Work Reasons coverage if all of the eligibility requirements are met and the plan is purchased within 21 days after making your initial trip payment. This differs from the Essential and Preferred plans, because they either do not offer the option or it is available for additional premium.
Like the Preferred plan, the Elite plan features upgrades for Accidental Death & Dismemberment, baggage protection as well as medical and evacuation (may not be available in all states). These can help to tailor your plan to provide the necessary coverage you feel you need to be comfortable on your trip.
The Elite plan offers even more options than the Preferred plan. These options include:
The optional Hazardous Sports Coverage is available for those daring travelers who might be participating in an activity that is generally excluded from medical coverage. Hazardous sports coverage offers benefits to the maximum emergency accident and sickness medical expense limit for activities such as parasailing, scuba diving, snow skiing and mountaineering up to 15,000 feet. The hazardous sports option offers coverage for injuries that occur during activities that are usually excluded from medical benefits.