Arch RoamRight Essential

The Essential plan is the most economical plan offered by Arch RoamRight. It offers standard comprehensive travel insurance coverage such as trip cancellation protection and baggage protection for loss or delay.

The plan has other standard benefits such as travel medical coverage. Being the most economical plan for your budget, the Essential plan does provide the most modest level of medical coverage of the three Arch RoamRight plans with $15,000 for emergency medical accidents and sicknesses and $150,000 for emergency medial evacuation. It acts as a secondary insurance plan, meaning you’ll need to first use any coverage provided by your primary health insurance company. This plan also includes Political and Security Evacuation of $100,000.

The plan also allows you to upgrade to include rental car collision coverage for an additional premium. This may be a good option for travelers who are renting a car during their trip. Be sure to contact your rental car company to discuss the coverage to ensure they will honor it.

If you will be traveling with children, this plan will cover one child, age 17 or under, at no additional premium for each covered adult. This allows you to travel worry-free, knowing that your children are covered just as you are. Whether you are going on a family adventure, a well-deserved cruise, or a long-awaited trip to a foreign country, the Essential plan offers peace of mind wherever your travels take you.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating
Years in Business
46

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default

Medical

Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Medical and Evacuation Upgrade
Medical and Evacuation Coverage Upgrade (+$)

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Arch RoamRight Essential on our site
(4.61) of 5
on average based on 1099 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
Due to a mechanical problem with the airplane I was on, my arrival at my final destination was 12 hours late. So, I lost an entire day of my vacation. But, I was told by Insure My Trip that my coverage would not compensate me anything for that lost day because I had no lost luggage, delayed luggage, or hotel loss. Just an entire lost vacation day which should have had some compensation value but did not. An important lacking with this coverage.
Barry P.
As so many others have written, a plan is a peace of mind. Fortunately, I did not need it this trip but will certainly return to InsureMyTrip to purchase another plan before my next trip.
Andrew S.
I would like to see them price cancel for any reason a little more reasonable especially if you get that coverage immediately when you book a cruise .
Martha M.
See all reviews