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Arch RoamRight Essential

The Essential plan is the most economical plan offered by Arch RoamRight. It offers standard comprehensive travel insurance coverage such as trip cancellation protection and baggage protection for loss or delay.

The plan has other standard benefits such as travel medical coverage. Being the most economical plan for your budget, the Essential plan does provide the most modest level of medical coverage of the three Arch RoamRight plans with $15,000 for emergency medical accidents and sicknesses and $150,000 for emergency medial evacuation. It acts as a secondary insurance plan, meaning you’ll need to first use any coverage provided by your primary health insurance company. This plan also includes Political and Security Evacuation of $100,000.

The plan also allows you to upgrade to include rental car collision coverage for an additional premium. This may be a good option for travelers who are renting a car during their trip. Be sure to contact your rental car company to discuss the coverage to ensure they will honor it.

If you will be traveling with children, this plan will cover one child, age 17 or under, at no additional premium for each covered adult. This allows you to travel worry-free, knowing that your children are covered just as you are. Whether you are going on a family adventure, a well-deserved cruise, or a long-awaited trip to a foreign country, the Essential plan offers peace of mind wherever your travels take you.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
Refund Policy
Available to
AM Best Rating

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the Arch RoamRight Essential on our site
(4.60) of 5
on average based on 1150 reviews.
A.M. Best Rating
Better Business Bureau Rating
The best part of this plan is that I did NOT use it - - However, I had the peace of mind that the coverage was there if I needed it - - a number of years ago, we had to cancel a cover trip at the last minute due to a death in the family - - insurance coverage was complete & the claim process was quick & easy. I would never plan a big trip (out of the country) without travel insurance.
Douglas B.
Very satisfied with the trip insurance & the customer service reps. Will definitely use this plan again.
Andrea S.
We didn't have to file a claim, fortunately, but having done so a couple of years ago we know how good they are. Having that confidence in them makes for a more relaxed trip
martin T.
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