Arch RoamRight Essential

The Essential plan is the most economical plan offered by Arch RoamRight. It offers standard comprehensive travel insurance coverage such as trip cancellation protection and baggage protection for loss or delay.

The plan has other standard benefits such as travel medical coverage. Being the most economical plan for your budget, the Essential plan does provide the most modest level of medical coverage of the three Arch RoamRight plans with $15,000 for emergency medical accidents and sicknesses and $150,000 for emergency medial evacuation. It acts as a secondary insurance plan, meaning you’ll need to first use any coverage provided by your primary health insurance company. This plan also includes Political and Security Evacuation of $100,000.

The plan also allows you to upgrade to include rental car collision coverage for an additional premium. This may be a good option for travelers who are renting a car during their trip. Be sure to contact your rental car company to discuss the coverage to ensure they will honor it.

If you will be traveling with children, this plan will cover one child, age 17 or under, at no additional premium for each covered adult. This allows you to travel worry-free, knowing that your children are covered just as you are. Whether you are going on a family adventure, a well-deserved cruise, or a long-awaited trip to a foreign country, the Essential plan offers peace of mind wherever your travels take you.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating
Years in Business
46

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default

Medical

Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Medical and Evacuation Upgrade
Medical and Evacuation Coverage Upgrade (+$)

Your Quote

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Ratings and reviews

Our customers rate the Arch RoamRight Essential on our site
(4.61) of 5
on average based on 1078 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
Fortunately we did not have to use the insurance.
James M.
Trip insurance can really only be reviewed if it’s used. And since I didn’t use the insurance it’s impossible to say how good the coverage or customer service was.
Deborah F.
Fortunately, we did not need to file a claim so I cannot comment on that aspect. I did feel that we were well covered in the event of an emergency or illness.
David G.
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