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Arch RoamRight Essential

The Essential plan is the most economical plan offered by Arch RoamRight. It offers standard comprehensive travel insurance coverage such as trip cancellation protection and baggage protection for loss or delay.

The plan has other standard benefits such as travel medical coverage. Being the most economical plan for your budget, the Essential plan does provide the most modest level of medical coverage of the three Arch RoamRight plans with $15,000 for emergency medical accidents and sicknesses and $150,000 for emergency medial evacuation. It acts as a secondary insurance plan, meaning you’ll need to first use any coverage provided by your primary health insurance company. This plan also includes Political and Security Evacuation of $100,000.

The plan also allows you to upgrade to include rental car collision coverage for an additional premium. This may be a good option for travelers who are renting a car during their trip. Be sure to contact your rental car company to discuss the coverage to ensure they will honor it.

If you will be traveling with children, this plan will cover one child, age 17 or under, at no additional premium for each covered adult. This allows you to travel worry-free, knowing that your children are covered just as you are. Whether you are going on a family adventure, a well-deserved cruise, or a long-awaited trip to a foreign country, the Essential plan offers peace of mind wherever your travels take you.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Vacation Rental Damage

Pre-Existing Conditions

Waiver
Lookback Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death Common Carrier

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Arch RoamRight Essential on our site
(4.60) of 5
on average based on 1157 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
I found the company very difficult to deal with when i filed a claim for trip cancellation because of a medical condition of a family member. After i provided all the requested info and told that my claim would be processed and paid it was denied. On the third appeal after threatening to notify the state insurance dept they settled and I received a check. They were quick to cash the premium check and almost impossible to get a claim settled. I wouldn't buy from them again and I recommend that they be taken off this site.
richard S.
Arch Roam Right is a terrible company. They look out for their own interests, not the interests of their insureds, and attempt to deny claims by re-writing their policies after the fact so that they can deny your legitimate claims. Beware. We are avid travelers and will never use their insurance again, and are in the process of filing a complaint with the Better Business Bureau.
Nicholas T.
I appreciated the fact that they sent a reminder before my trip, that they were available if the need should arrive and then again to ensure I arrived home as scheduled.
Marilyn C.
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