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Arch RoamRight Preferred

The Arch RoamRight Preferred plan is a mid-tier comprehensive travel insurance plan. It has several options not offered on the Essential plan, allowing for a more customizable product.

The Preferred plan features trip cancellation, baggage protection and travel medical benefits. With this plan, the travel medical limit is higher than what is offered by the Essential plan. The plan also features a pre-existing condition exclusion waiver if you are eligible.

This plan allows you to choose the Accidental Death & Dismemberment with which you are most comfortable. This is the amount that a beneficiary of your choice would receive in the event that the worst were to happen during your trip.

Like all Arch RoamRight plans, children traveling with an adult may be added at no additional premium. One child, age 17 or under, is covered at no additional charge for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with several additional options:

  • Cancel for Any Reason (may not be available in all states)
  • Cancel for Work Reasons
  • Rental car collision coverage
  • Baggage protection upgrade
  • Medical and evacuation coverage upgrade (may not be available in all states)

If you choose to add a Cancel for Any Reason benefit, you will be allowed to cancel your trip up to 48 hours prior to the scheduled departure date for any reason, not just those listed as a covered reason on the plan. It can reimburse you up to 75% of the insured trip cost. Cancel for Work Reasons allows you to cancel your trip due to one of the listed work related reasons on the plan. These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Arch RoamRight Preferred on our site
(4.60) of 5
on average based on 884 reviews.
A.M. Best Rating
Better Business Bureau Rating
It's all good until it's time to file a claim. Then they want to say they don't cover illness. My son (who I had insured) got sick on our cruise ship and now ArchIns is saying they aren't the primary. Our medical doesn't cover out of the country which is the reason we purchased travel insurance. This company is a complete joke and I'll never purchase through them again.
Joshua R.
Our flight was delayed and we needed a hotel. then, our connecting flight was delayed so we rented a car to drive home to avoid another day away. When we tried to make a claim, it took 5 emails and I had to keep submitting various proof (seems to me that they were stalling to actually pay). In the end, they covered the hotel and the rental car - total claim was less than $300 and they covered less than that. Almost wasn't worth the hassle and back and forth to get the money they rightfully owed us. Never had this issue in the past and was disappointed in how it all worked out.
Lisa M.
Reasonable price and sufficient coverage.
Guy D.
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