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Arch RoamRight Preferred

The Arch RoamRight Preferred plan is a mid-tier comprehensive travel insurance plan. It has several options not offered on the Essential plan, allowing for a more customizable product.

The Preferred plan features trip cancellation, baggage protection and travel medical benefits. With this plan, the travel medical limit is higher than what is offered by the Essential plan. The plan also features a pre-existing condition exclusion waiver if you are eligible.

This plan allows you to choose the Accidental Death & Dismemberment with which you are most comfortable. This is the amount that a beneficiary of your choice would receive in the event that the worst were to happen during your trip.

Like all Arch RoamRight plans, children traveling with an adult may be added at no additional premium. One child, age 17 or under, is covered at no additional charge for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with several additional options:

  • Cancel for Work Reasons
  • Rental car collision coverage
  • Baggage protection upgrade
  • Medical and evacuation coverage upgrade (may not be available in all states)

Cancel for Work Reasons allows you to cancel your trip due to one of the listed work-related reasons on the plan. These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Arch RoamRight Preferred on our site
(4.60) of 5
on average based on 916 reviews.
A.M. Best Rating
Better Business Bureau Rating
I made a claim for medical expenses and they put all kinds of obstacles to not reimburse me. I had a frustrating experience. I do not recommend anyone to buy this insurance. it is a waste of money and a risk. use other policies such as Generali.
Most of the reviews I've read here seem to mention not having to actually USE their purchased coverage. I am writing as someone who has had to use the coverage and has been fighting a ridiculous fight to get reimbursed. To try and make it brief, I'll just say they have been making me jump through many hoops and that It's been going on for 6 months now. Each time I submit what they ask for, they come back to me with something else I need to send in; all in an effort , I'm sure, to wear me down and have me say the heck with it. This has happened 8 times now, to the point where my travel company told me they never heard of a travel insurance company demanding what they were asking for in order to process a claim payment. After supplying all the information, on a $6,000 claim, for which I paid an additional $1300 for the insurance, they reimbursed me $60 for myself and $60 for my husband. I have now started an appeals process. It has been 4 weeks and I have not heard a thing from them, not even an acknowledgement that they received my email and then again a subsequent email I sent asking for receipt confirmation. I will contact my local consumer advocates and also the state attorney general for assistance. DO NOT PURCHASE TRAVEL INSURANCE from ROAM RIGHT. I CAN'T STRESS THIS ENOUGH!!! That is unless you want to have an excerise in total frustration only to be ripped off in the end anyway. They are crooks.
Kathleen R.
Easy to purchase....good coverage.. didn't need to fike a claim.
Joel R.
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