Arch RoamRight Preferred

The Arch RoamRight Preferred plan is a mid-tier comprehensive travel insurance plan. It has several options not offered on the Essential plan, allowing for a more customizable product.

The Preferred plan features trip cancellation, baggage protection and travel medical benefits. With this plan, the travel medical limit is higher than what is offered by the Essential plan. The plan also features a pre-existing condition exclusion waiver if you are eligible.

This plan allows you to choose the Accidental Death & Dismemberment with which you are most comfortable. This is the amount that a beneficiary of your choice would receive in the event that the worst were to happen during your trip.

Like all Arch RoamRight plans, children traveling with an adult may be added at no additional premium. One child, age 17 or under, is covered at no additional charge for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with several additional options:

  • Cancel for Any Reason (may not be available in all states)
  • Cancel for Work Reasons
  • Rental car collision coverage
  • Baggage protection upgrade
  • Medical and evacuation coverage upgrade (may not be available in all states)

If you choose to add a Cancel for Any Reason benefit, you will be allowed to cancel your trip up to 48 hours prior to the scheduled departure date for any reason, not just those listed as a covered reason on the plan. It can reimburse you up to 75% of the insured trip cost. Cancel for Work Reasons allows you to cancel your trip due to one of the listed work related reasons on the plan. These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Arch RoamRight Preferred on our site
(4.60) of 5
on average based on 853 reviews.
A.M. Best Rating
Better Business Bureau Rating
Our claim was honored. A flight had been cancelled necessitating our purchasing a new ticket for a connecting flight. The expense occurred in September yet the claim couldn’t be filed until the MasterCard statement and a letter from the airline saying why the plane was cancelled came, in early November. It took over 60days to settle the claim, but they sent the check to the wrong address. I called to have them stop payment and issue a new check and after waiting weeks I called again and they said they had stopped payment on the check but had neglected to issue the new one. The check arrived about ten days later. We did get our money, but it did take a lot of work and a lot of time. Still, I recommend trip insurance since so many things go wrong these days with travel.
Susan D.
The planned worked for our needs. Since our trip was uneventful, can not comment on claims handling.
Alison M.
We were very pleased on how fast our claim was handled. We will definitely recommend Arch RoamRight Preferred to relatives and friends.
rosalie T.
See all reviews