HCC Medical Insurance Atlas Expedition

The Atlas Expedition plan is a great option if you are looking for primary coverage while not breaking the bank. For example, in the event you have a covered medical issue while traveling, you can file the claim with this company, rather than having to go through your regular health insurance first.

This plan offers a number of covered reasons that allow you to cancel your trip and receive reimbursement of your insured prepaid, non-refundable trip cost. There are the general covered reasons, such as unforeseen illness, injury or death of you, a traveling companion or family member. This plan also includes unique covered perils such as the CDC issuing a warning not to travel to your destination during the time of your trip. Not ordinarily seen on other plans, but included in this one, is coverage if your arrival is delayed due to a covered reason that causes you to lose more than 50% of your trip. These covered reasons under trip cancellation are available to residents of most states.

Along with trip cancellation, the plans offers many other useful benefits. Trip Interruption offers an additional 50% on top of your covered trip cost which could help to defray additional costs in the event you have to end your trip early, for a covered reason, and get an emergency flight back home. Baggage delay benefits allow reimbursement for necessities purchased when your luggage is delayed by a common carrier for more than 12 hours. Baggage loss, travel medical, emergency medical evacuation, and optional rental car coverage could also come in handy during your travels.

Whether it is a once in a lifetime trip or travels to visit family several states away, it is always a good idea to invest in travel insurance. Insurance can’t stop the unexpected from happening, but it does allow you the peace of mind, knowing that you don’t have to worry about losing your entire investment in the event the unexpected happens.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business
92

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Delay
Supplier Default

Medical

Medical Limit
Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the HCC Medical Insurance Services Atlas Expedition on our site
(4.63) of 5
on average based on 14 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
We felt confident that we had coverage if we needed it, and grateful that we did not need it.!
Valerie H.
The plan seemed expensive given the length of the trip. Your questions are difficult to answer because when you purchase a product and didn't need to use it it's hard to evaluate the quality of the product. However, we were glad to have had it. We would suggest you create a questionnaire for those who had a medical emergency and a different one for those who didn't use it if you really want to know if purchasers are satisfied with the plan.
Andrew R.
We very much like Insuremytrip (first time we've used it) because it compares many different policies and companies. The agents were most helpful when we called for help before deciding on our policy. Though we fortunately did not have a claim with the insurance, it was a good experience. Considering the cost of our trip, we feel that travel insurance is a good thing to have (we have filed a claim in the past when a close relative died). Thank you for your good service.
Janice N.
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