IMT Services Travel Accident Plan

The IMT Services Travel Accident Plan offers Accidental Death & Dismemberment coverage while you are traveling. This plan offers Accidental Death 24/7 coverage, Accidental Death Common Carrier and Accidental Death Flight.

You are able to choose beneficiaries that will receive the benefits if the worst were to happen during your trip. The plan features several accidental death & dismemberment coverage limits that you can choose from when purchasing the plan; they range from $100,000 to $1,000,000. This allows you to select the amount that will be comfortable leaving your beneficiaries.

Political and Natural Disaster Evacuation is another benefit included with this plan. This may cover the cost of non-medical evacuation if you experience a covered issue during your trip. Maybe most importantly, there are emergency assistance services available 24 hours a day, 7 days a week, in the event you need a medical referral or travel assistance.

Optional coverages are available on this plan:

  • Emergency Medical Evacuation: If you are badly injured and your medical provider deems it necessary to transport you to a more adequate medical facility, this option will most likely cover the cost of that transport. Be sure to read all the eligibility details in the full certificate of the plan.
  • War Risk: This is required for travel to Area 1 countries (which are listed in the plan’s full certificate) and will automatically be added to the plan if this is the case. If you will be traveling to an Area 2 country, the War Risk rider will not automatically be added to your plan, but it is highly recommended that you do purchase the option. Area 3 countries are low risk, and it is your choice if you want to ad War Risk coverage, but it is recommended. For more information, see the list of Area 1, 2 and 3 countries in the full plan certificate. War Risk coverage is not available inside the U.S. or your home country.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protection similar to life insurance for death or dismemberment while traveling.

Highlighted Coverages

Common Carrier
Included in Accidental Death - 24-Hour
Flight Only

Included in Accidental Death - 24-Hour

Plan Info

Plan Type
View Certificate
Available to
Residents of Any Country

You will not have coverage when traveling in your Home Country.
AM Best Rating
Years in Business

Accidental Death

Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Your Quote

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Ratings and reviews

Our customers rate the IMT Travel Accident Plan on our site
(4.69) of 5
on average based on 446 reviews.
A.M. Best Rating
Better Business Bureau Rating
From the purchase and coverage options perspective, it was just the plan I was looking for. The good news/bad news is that I did not need to use any part of the plan (death and dismemberment) so I don't have any commentary about fulfilling the policy. That said, I would use it again.
Kerry K.
I did not have to file a claim with IMT. I will recommend IMT Travel Accident Plan to another person if I can.
Amiya D.
My trip ended 3 1/2 weeks early due an emergency funding issue. When I called to seek a partial refund, I was told I should have called before departure rather than after I arrived home. Other than "that is our company policy," no other reason or explanation was provided. Given the high cost of the policy, it seems unreasonable.
George F.
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