The InsureandGo Gold plan is one step up from the Silver plan. Offering protection for a trip cost up to $15,000, this plan provides protection for your standard travel needs through comprehensive benefits with higher coverage limits. This plan covers a single-trip up to 45 days in length.
Exactly like the Silver plan, the Gold plan has comprehensive benefits for trip cancellation and trip interruption, covering, respectfully, 100% and 150% of the pre-paid, non-refundable trip cost. The extra percentage for trip interruption would help to offset costs of change or cancellation fees charged by your travel supplies.
While this plan also provides coverage for baggage loss, baggage delay and travel delay, the Gold plan has an increased amount of coverage for these benefits. This plan also provides coverage if you missed your cruise connection. If you are delayed on route to your cruise port, due to a covered reason, than you may be eligible for the coverage to assist you with meeting your cruise at the next port of call.
The Gold plan includes emergency medical coverage, which has higher limits than the Silver plan. If purchased within 14 days of your initial trip payment and certain conditions are met, you may be eligible for the pre-existing condition waiver. If you do not qualify for the waiver, then the pre-existing lookback period is 60 days.
Like all InsureandGo plans, this plan includes 24-hour emergency assistance, travel assistance, concierge services and roadside assistance. Unlike the Silver plan, this plan includes benefits for Accidental Death & Dismemberment for 24-hour, Common-Carrier or Flight-Only.