International Medical Group Patriot America

The International Medical Group Patriot America plan is a single-trip medical plan which offers coverage for non-U.S. citizens traveling outside of their home country. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.

The Patriot America plan provides you with the option of choosing for a range of medical coverage limits. Available options are $50,000, $100,000, $500,000, $1,000,000 for anyone 69-years-old or younger. If you are 70-79, the maximum medical limit is $50,000. If you are 80 or older, the maximum is $10,000.

The deductible on this plan can also be chosen from a range. This allows you to build a plan that works for your coverage needs and your out-of-pocket expenses. You won’t have to travel and worry about how you’ll pay for an emergency.

This plan does have a pre-existing condition lookback period of three years. A pre-existing condition will not be covered unless it falls under coverage for a sudden recurrence. For travelers age 64 and under, the sudden recurrence benefit amount is $50,000. For travelers age 65 and over, the benefit amount is $2,500.

Finding the best care while your traveling is often a concern. This plan offers evacuation coverage for emergency medical needs as well as political evacuation and repatriation. This benefit will help to cover costs for transportation if deemed necessary due to the circumstances and arranged through the assistance company. You can read all the details in the full certificate of the plan.

The Patriot America plan also includes limited travel-related benefits for trip interruption and baggage. This will help for a variety of reasons. If your bags are lost during your trip, then you’ll be able to file a claim for the contents of your bag. You can read about what is covered in the full certificate. If you need to interrupt your trip due to a covered reason, the plan can help to defray the cost of getting back home.

This plan also has a few optional coverage for travelers. You can chose to add a Citizenship Return Rider, Evacuation Plus Rider and/or an Adventure Sports Rider. As they are a bit lengthy to explain, you can find all the details for these riders in the full certificate of the plan.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
Refund Policy
AM Best Rating
Years in Business
71

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default

Pre-Existing Conditions

Sudden Recurrence
Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

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Ratings and reviews

Our customers rate the International Medical Group Patriot America on our site
(4.47) of 5
on average based on 105 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
I would like more coverage even if the insured person is older.
Carmen U.
The plan was what was needed for my sons holiday to the states and covered everything.
John Byron R.
The real test of the plan would be if I needed to actual use it. That's when I learn if its any good or not. At the moment all I can say is I paid for something I did not use and it appeared to cover what I needed ( in insurance its often the small print that is the killer). I'd probably try it again until such time as I need to use it then the real test/review would follow.
Jasbir S.
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