The International Medical Group Patriot America plan is a single-trip medical plan which offers coverage for non-U.S. citizens traveling outside of their home country. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.
The Patriot America plan provides you with the option of choosing for a range of medical coverage limits. Available options are $50,000, $100,000, $500,000, $1,000,000 for anyone 69-years-old or younger. If you are 70-79, the maximum medical limit is $50,000. If you are 80 or older, the maximum is $10,000. This plan also has a pre-existing condition look-back period of three years.
This plan comes defaulted with a $250 standard deductible. A traveler may opt to select a different deductible amount from a range of options. This allows you to build a plan that works for your coverage needs and your out-of-pocket expenses.
Finding the best care while you're traveling is often a concern. This plan offers evacuation coverage for emergency medical needs as well as political and natural disaster evacuation and repatriation. These benefits will help to cover costs for transportation if deemed necessary due to the circumstances and arranged through the assistance company.
The Patriot America plan also includes limited travel-related benefits for trip interruption and baggage. This will help for a variety of reasons. If your bags are lost or stolen during the trip, you may be eligible for reimbursement. If you need to interrupt your trip due to a covered reason, the plan can help to defray the cost of getting back home.
This plan also has a few optional coverages for travelers. You can choose to add an Evacuation Plus Rider and/or an Adventure Sports Rider for added coverage during your trip. Please refer to the full certificate for further details.