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Manulife All-Inclusive

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Manulife’s All-Inclusive travel insurance plan is a perfect combination of several plans in one policy. This plan provides coverage for unexpected trip cancellation and interruption, emergency medical coverage as well as many other benefits while travelling outside your home province. The misconnection benefit offered with this plan helps you reach your destination in case a covered trip delay keeps you from making your connecting transportation. Coverage provides reimbursement up to the covered amount insured of the non-refundable trip costs when an unexpected emergency causes you to cancel your trip. Benefits also include coverage for unused non-refundable, prepaid travel arrangements when your trip is interrupted after you leave home due to a covered risk and you need to return home early.

Sometimes, your planned trip needs to be cancelled or interrupted due to a family illness, a travel companion injury, a natural disaster or many other unexpected events. Fortunately, this plan provides coverage for many unforeseen instances. Additionally, this plan also includes cancel for any reason, StandbyMD™* and an included inconvenience benefit if your flight is delayed three hours or more or cancelled. A cash benefit will be automatically sent through your smartphone when you have registered your flight and experienced this delay. Please read the policy to see the full list of covered benefits, exclusions and limitations.

The All-Inclusive plan also offers up to $5,000,000 CAD with a $0 deductible for unexpected emergency medical care including physician services, ambulance services, semi-private hospital accommodation, prescription drugs, diagnostic tests, treatment by registered specialists/therapists such as chiropractors and physiotherapists, emergency dental coverage, 24/7 Assistance and more.

Please note that conditions, limitations and exclusions may apply to you. Please see the policy for full details.

* StandbyMD™ is a unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options during your trip. Multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Medical Limit
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Interrupt for Any Reason
Baggage Loss
Supplier Default

Pre-Existing Conditions

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

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