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Manulife Trip Cancellation

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Manulife Global Travel Insurance Trip Cancellation plan provides travellers with trip cancellation, trip interruption, trip delay, and many other benefits while traveling outside of their home province. The misconnection benefit offered with this plan helps you reach your destination in case a covered trip delay keeps you from making your connecting transportation. Coverage provides reimbursement up to the covered amount insured of the non-refundable trip costs when an unexpected emergency causes you to cancel your trip. Benefits include coverage for unused non-refundable, prepaid travel arrangements when your trip is interrupted after you leave home due to a covered risk and you need to return home early.

Sometimes, your planned trip needs to be cancelled or interrupted due to a family illness, a travel companion injury, a natural disaster or many other unexpected events. Fortunately, the Manulife Trip Cancellation plan provides coverage for many unforeseen instances. However, this plan also includes cancel for any reason*. Please read the policy to see the full list of covered events, exclusions and limitations.

*Important condition to your trip cancellation coverage:

If you cancel for any reason and decide not to travel, coverage is only available:

  1. if you purchased your policy within 72 hours of booking your trip.
  2. before any cancellation penalties became applicable.

If you cancel for any reason and decide not to travel before you leave home, the policy will provide coverage as follows: If you cancel your trip 14 days or more before the departure date shown on your confirmation, the company will pay up to 50% of the covered amount you purchased for the prepaid portion of your trip that is non-refundable.

Trip Cancellation & Trip Interruption Benefits*

  • Benefits are up to the insured trip cost (not to exceed $30,000) as reflected on your travel arrangement documentation for eligible expenses incurred before your departure date.
  • Reimbursement for the prepaid unused portion of the trip that is non-refundable and non-transferable to another travel date for a covered event

Some of the Insured Risks include

  • You or your travel companion's unexpected medical emergency or death
  • Unexpected medical emergency or death of you or your travel companion's immediate family or key person
  • Your business meeting is cancelled
  • Canadian Government issues a Travel Advisory regarding your destination
  • Travel visa not issued
  • The person whose guest you will be during your trip has a medical emergency and is admitted to a hospital or dies
  • Misconnection
  • Terrorism coverage

*Please note: Other conditions, limitations and exclusions apply. Please see the policy for details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Baggage Loss
Baggage Delay
24-Hr Full Coverage

Plan Info

View Certificate
Refund Policy
Available to
Residents of Canada
AM Best Rating

Trip Protection

Trip Cancellation
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Supplier Default

Pre-Existing Conditions

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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