The Tokio Marine HCC Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of their home country and coming to the United States. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps. You are able to customize your plan by selecting the medical limit and deductible amount that best fit your needs.
Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel protection coverage in this plan is baggage protection. It provides coverage for replacement of clothes and personal hygiene items if your bag is lost during transit.
Incidental Home Country Coverage is available to non-U.S. citizens or residents to a maximum of 30 days per three-month period of coverage. If you have an incidental trip back to your home country and incur medical expenses during that time, this benefit may be necessary.
This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.
Stay healthy while abroad with travel medical insurance for emergencies.
If you are physically located in the State of NY, MD or WA and/or if the proposed insured is physically located in the state of MD, you are prohibited from purchasing this plan.