Tokio Marine HCC Medical Insurance Services Atlas Expedition

The Atlas Expedition plan is a great option if you are looking for primary coverage while not breaking the bank. For example, in the event you have a covered medical issue while traveling, you can file the claim with this company, rather than having to go through your regular health insurance first.

This plan offers a number of covered reasons that allow you to cancel your trip and receive reimbursement of your insured prepaid, non-refundable trip cost. There are the general covered reasons, such as unforeseen illness, injury or death of you, a traveling companion or family member. This plan also includes unique covered perils such as the CDC issuing a warning not to travel to your destination during the time of your trip. Not ordinarily seen on other plans, but included in this one, is coverage if your arrival is delayed due to a covered reason that causes you to lose more than 50% of your trip. These covered reasons under trip cancellation are available to residents of most states.

Along with trip cancellation, the plan offers many other useful benefits. Trip Interruption offers an additional 50% on top of your covered trip cost which could help to defray additional costs in the event you have to end your trip early, for a covered reason, and get an emergency flight back home. Baggage delay benefits allow reimbursement for necessities purchased when your luggage is delayed by a common carrier for more than 12 hours. Baggage loss, travel medical, emergency medical evacuation, and optional rental car coverage could also come in handy during your travels.

Whether it is a once in a lifetime trip or travels to visit family several states away, it is always a good idea to invest in travel insurance. Insurance can’t stop the unexpected from happening, but it does allow you the peace of mind, knowing that you don’t have to worry about losing your entire investment in the event the unexpected happens.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Delay


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Tokio Marine HCC Medical Insurance Atlas Expedition on our site
(4.52) of 5
on average based on 121 reviews.
A.M. Best Rating
Better Business Bureau Rating
This was the first time I had used and it was a wonderful and easy experience. The customer care representatives gave me additional quotes and helped me evaluate the best insurance. I will use this service on all future excursions.
Wilford W.
It is really hard to review a plan when we had no claims. I can just say that the peace of mind knowing we were covered in case something did go wrong on our trip is what this plan is about. Knowing that MOST health insurance plans do not travel to overseas countries is concerning when you travel as having to pay for medical care up front in foreign countries can be devastating. One of our bags was not on the same plane we arrived on and was delivered to us the following day in a most timely manner 😊(thanks, Air Canada), to Dublin, Ireland. It was not an issue so no claim was made. Several of our flights were delayed due to weather (November traveling to Toronto, Canada and on to Dublin, Ireland), what would you expect? But everything worked out just fine. There were no additional expenses incurred due to the delays so no claims were made.
Merry Christmas C.
Thank you for being there and we are so grateful not to have used the plan, but we knew you would be there is we needed it.
Nancy B.
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