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TripAssure Advantage Asset

The TripAssure Advantage Asset plan offers the standard benefits expected from a comprehensive travel insurance plan, and additional add on options. While you will find the traditional trip cancellation and trip interruption coverage, you will also find baggage protection (for loss and delay), travel delay, medical and emergency medical evacuation. These can help to reimburse you for unexpected costs due to covered travel-related concerns.

This plan has a list of optional add-on benefits that you can consider to tailor the plan to your trip needs. For instance, you can add coverage for a rental car that you may be using on your trip. Please contact your rental car company prior to purchasing this plan add-on to know if they will honor the coverage.

Also, you can add a sports upgrade option that would extend your medical coverage to include an injury or illness that is a result of the listed adventure sports activities. Read through the full list in the certificate to verify if the sport you are taking part in is included.

Like all of TripAssure’s plans, the pre-existing condition exclusion may be waived if you purchase the plan within 15 days of making your initial deposit (and meet all other eligibility requirements).

This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center (cancellation must occur more than 14 days following your plan effective date). No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
Residents of U.S. and Puerto Rico
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Delay

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

Your Quote

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Ratings and reviews

Our customers rate the TripAssure Advantage Asset on our site
(4.56) of 5
on average based on 517 reviews.
A.M. Best Rating
NR
Better Business Bureau Rating
The insuremytrip.com website made it very easy to obtain the insurance that I wanted. The policy I ultimately selected was written in plain English and was understandable, unlike some other policies I have read. The only suggestion I would make is to allow for customizable insurance amounts. IOW, I would like to be able to select the dollar amount I want covered as opposed to entering in the full cost of the trip. The policy I chose allowed you to enter a lower dollar amount with the understanding that they would provide coverage only up to that amount. Other policies were not that flexible and required that you insure the full cost of the trip otherwise they could reject any claim. The problem for me was that my full trip amount was $2066 and there was a substantial increase in premium once the coverage exceeded $2000. It appears that insurers base the premium on a grid basis. IOW, the premium is $X dollars if the insured amount is between $1,000 and $2,000, and then it increases substantially if the trip amount is from $2,001 to say, $3,000. So, an extra one dollar of coverage (from $2,000 to $2,001) can increase the premium a lot. At least that is what seemed to occur with my trip. So I just entered an amount slightly lesser than the full cost of my trip and obtained a premium that was about 50% less. I would recommend that a premium calculation formula be used based on the actual dollar value of the trip for all insurers.
Robert M.
My family’s trip was trouble free. I had no need to file a claim. But the insurance I bought from insuremytrip was priced reasonably and provided peace of mind.
Steven C.
Didn't have to use the insurance, but it provided piece of mind to us knowing we were covered for our cruise.
Frank Z.
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