TruTravel Insurance Premier

The TruTravel Premier plan offers the highest benefit limits of the two plans and allows a per person trip cost up to $75,000 to be insured. This plan has been designed to offer higher limits of coverage, and optional coverages, while not breaking the bank. It is recommended that you purchase this plan within 21 days after making the first payment or deposit toward your trip so that you’ll be able to take advantage of time sensitive benefits, such as the pre-existing condition waiver and optional Cancel for Any Reason.

This is a comprehensive travel insurance plan, meaning it offers both pre- and post-departure benefits to cover the typical concerns of most travelers. Along with a long list of covered perils, this plan also offers optional Cancel for Any Reason benefits, which if eligible, allows cancellation of your trip up to 2 days prior to departure for any reason. Reimbursement under this benefit is up to 75% of your pre-paid non-refundable trip cost.

This plan offers up to 100% reimbursement of your pre-paid non-refundable trip cost if you suffer a covered peril, such as an unforeseen illness or injury and have to cancel your trip prior to departure. Trip Interruption benefits are also available for covered perils, and can reimburse the unused portion of your trip cost, as well as help defray the cost of an emergency one way ticket back home.

Emergency medical benefits are also available to reimburse you for the cost of covered medical treatment you may need during your trip. Emergency medical evacuation benefits are available in the event the company and attending physician decide you need to be moved to a better equipped hospital.

In the event an emergency evacuation is necessary, would you know where to start? It’s actually pretty simple. Just call the 24/7 emergency assistance number provided, and they will take over the situation while keeping you informed every step of the way. This is a very important piece of information to keep with you in the event of an emergency. There are many other essential services provided from emergency travel arrangements to language services.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the TruTravel Premier on our site
(4.62) of 5
on average based on 41 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
Good coverage for that peace of mind.
Leon S.
I didn't need it. I hoped it would have worked if I did need it. My husband was in an accident less than 48 hours before we were to leave for our trip. His car was declared a complete total job. He got a bit banged up and was extremely sore the first 24 hours but fortunately felt better the next day so we went! I tried to find as much coverage as I could get for the price. That is important because none of us plan on canceling a trip when we buy coverage. I buy it because I have aging parents though, ironically, it could have been my husband's accident that might have made the insurance necessary. In other words, buy something. You never know if you will need it.
Susan B.
Not sure how I feel as we were lucky enough to have not needed it and dont know how it would have been truly covered. Did feel good knowing there was something out there, tho
Erik E.
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