Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited Fiji rated our travel insurance plans
4.45 out of 5
53
ratings and reviews
94%
recommended
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Cruise
Filed claim
The trip included a
cruise
International Medical Group iTravelInsured SE
We were told by the hospital that all items were covered. The people at the hospital handled all the claim information and we have not been notified that any items have not been covered. If this remains true, the whole process will be more than satisfactory. We would certainly recommend this insurance plan.
Grant G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Travelex Travel Select
Such a piece of mind to have such coverage on a “ just in case” scenario. Easy and clear. Would definitely use this service again.
Henry J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
As we age, there is more unpredictability in our lives - especially medically. The insurance gave us peace of mind that our investment in the trip would not be lost due to unexpected events. We will use this again in the future.
Randy H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Silver
We did not have to file a claim on this trip
However we have used AIG in the past and they have provided the coverage I needed and paid my claim in a timely manner.

I will definitely use them in the future.
Robert E. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Allianz Global Assistance OneTrip Basic
I would not recommend Allianz or use them unless they can convince me they have corrected problems I noticed with their online systems and would provide better specific details from their phone representatives and reviewers when there are questions or problems about submissions. My solidly valid claim purchased 8 months before my trip over death of a traveler's parent with no pre-existing condition(included in the policy coverage), with obvious death spiral and hospice care about the time our trip was to begin, took many hours of time detailing and submitting online, phone calls to Allianz, a letter to their Chief Operating Officer(still outstanding), and finally an InsureMyTrip advocate involved to help me finish my Allianz claim. It was almost 7 weeks to get resolved and paid. I did not know InsureMyTrip had advocates but relieved when I was assigned one and very happy that with the advocate's help I finally got the claim resolved within 3 days. I do highly recommend InsureMyTrip but for now would use a different traveler insurer - not Allianz.

I expect a lot of this is despite being a travel insurer, Allianz systems, processes and personnel do not handle complicated claims very well – multiple traveler suppliers, multiple payments made on a trip, and no way to describe or comment on the many details they are requiring you submit – online they just ask for the documents and do not ask for, or provide a description or comments. So if you have much more than a simple one time payment to one supplier for a trip it might get ugly, like my claim did. Also save every email, receipt and invoice – you’re going to need more proofs than you ever expected of every detail.

I am satisfied that their policy coverage was what I expected and the final result – full payment, but I would never want to go through what I just did to get my claim resolved, especially after losing a parent and a once in a lifetime trip. I would have to be convinced Allianz has improved their processes so I would not have to go through something like this again.

If you feel you are in a similar situation with a complicated claim and want to submit online, I encourage you at the start of claims submission to make your own document of all your submissions and any clarifying comments on each submission and submit your detailed explanations under Other documents on their online submission page, so they know what you feel is being submitted and why. They do not ask for or allow any comments or descriptions on their submissions page – give it to them anyway. That was one of my last resort techniques trying to explain a rejected portion of my claims details, but it turned out even that was not read or it was misunderstood by their reviewers.
Richard M. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Allianz has replied to your review as follows:

    "I’m very sorry the claims process was complicated and took so long to resolve. We appreciate your feedback so that we may improve. We will share your notes about adding comments with our Claims and technical team. In addition, we think your suggestion of creating your own Claim documents with all of these details under “other document” is a great tip for customers with complicated claims in the meantime."

    Sincerely, Allianz HelpTeam”
    Oct 19,2017
The trip included a
tour
Allianz Global Assistance OneTrip Prime
I wanted an affordable policy to refund the cost of my daughter's school trip in case of cancellation or in case my daughter got sick prior to the trip and could not go. Additionally, our health care provider suggested that we get the policy to cover anything that our insurance would not cover since this was an international trip. Luckily, we did not need to use this policy, but it sure provided us with peace of mind.
Charlotte W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
April Travel Protection Choice
Had no problems, so did not file a claim.
Frederick T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard Gold
Since we didn't need to use the coverage It's difficult to give a 5 star rating. Customer service was helpful when I called with questions.
Benita B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Generali Global Assistance Standard
Did not need to make a claim, but was good to know that I was protected.
Tulsi R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Allianz Global Assistance OneTrip Premier
I was really happy going away with peace of mind that I was insured. The good thing about this plan was that it covered our Destination Wedding Expenses. We didn't have to make any claims - which I was worried about has I've not had a good experience with Allianz before. In this case we didn't need to.
Cherie D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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