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To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited Turks and Caicos rated our travel insurance plans
4.61 out of 5
193
ratings and reviews
95%
recommended
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Cruise
Filed claim
Generali Global Assistance Preferred
This review points out the poor coverage of most policies on the market today. Insurance coverage has to be rated upon the actual care,concern and paid coverage in the event of a major health event . Imagine getting stranded in a 3rd world country and subjected to long term lower quality health care because an insurance company employee decides the care is “adequate. This policy, like most others, has inadequate coverage requirements for evacuation/repatriation. It is unreasonable not to cover for return to home venue rather than closest facility. Also unreasonable not to take into consideration the best medical care available rather than merely “adequate”`.
The cost of coverage for a 6 day trip was excessive.
Charles E. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for taking the time to complete this review. Travel insurance plans and premium are determined by each state's insurance department. Premiums are generally based on the age of the traveler, trip cost and length of trip.

    Travel insurance providers, who maintain large databases of skilled medical providers and transportation firms, are skilled at handling these types of emergency medical situations. The providers' 24 hour emergency assistance centers are staffed with highly trained individuals who can handle language translation and are trained to ensure that escorts and the appropriate medical equipment are on board. They will coordinate with the host country, local authorities, and the traveler’s physician to determine the best and safest method of transportation as well as managing payment and timing of services. The 24 hr assistance also keeps in touch with family members advising them of the schedule and the traveler's progress in getting back home which includes handling immigration documentation, flight clearances, coordinating ground transportation as well as entry to an appropriate medical facility.
    Feb 20,2019
Nationwide Mutual Insurance Essential
Luckily I did not need to file a claim, but it covered everything that I wanted at a good price.
Michael P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Did not have to use insurance.
Donald L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Airlines lost my wife’s luggage. Tried calling your service on a Saturday evening, after being on hold for 30 minutes, your service picked up, and then transferred me to another department. After being on hold for another 10 minutes, the medical assistance group picked up. So, I was transferred to a wrong group after 40 minutes on hold, and then was told that the baggage claim people don’t work until Monday. I gave up at that point. Our luggage did come in on Sunday, so I wouldn’t have needed a monetary compensation.
Kenneth J. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Thankfully didn't need to use - but I felt comforted that they had additional beefed up coverage for hurricane events. Helped me sleep a little more at night instead of worrying about 'what ifs'!
Larry B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Arch RoamRight Essential
Never bought travel insurance before, but we were headed to the Caribbean near hurricane season, so I figured it was a good idea. When our trip approached, I reviewed the policy and noticed I had entered our departure date incorrectly when I purchased it. I called RoamRight, they corrected the problem quickly and at no cost to me. I had a new policy in my email inbox within a couple hours. Surprisingly good customer service for a service I was unfamiliar with and unsure of.
William M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
I am not a fan of travel insurance - and only purchased it b/c I was traveling with my 76 y/o mother.. I have no idea if it is a good plan or a good value?? Thankfully we did not have to use it.
Pamela W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Purchasing travel insurance certainly can be daunting especially with the many options available in the market place. Generali Global Assistance, which has an AM Best rating of A, is a full-service travel insurance and assistance provider. Formerly doing business as CSA Travel Protection, they continue to offer quality plans and service as they have over the past 25 years.

    Comprehensive plan premiums are all based on the traveler's age, cost of trip and length of trip. The Generali Standard plan often quotes as one of our most competitive plans, but this does not detract from their quality of coverage which you can see by clicking on any of the blue hyperlinks within your quote.

    Please also remember that InsureMyTrip is available to assist you with your purchases weekdays from 7:00 AM to midnight ET or weekends from 9:00 AM to 9:00 PM.
    Apr 03,2018
The trip included a
cruise
TravelSafe Classic Plus
Didn't have to file any sort of claim, but the plan covered most of what I needed including en route trip problems.
Paul C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
This was my first time purchasing cruise insurance. I'm very glad I did. Hurricane Maria decided to change our plans. Filing the claim was easy. Everyone I spoke with over the phone was helpful and courteous. My claim was processed fast and efficiently. Don't think I'll ever travel again without purchasing insurance.
Deedra S. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I tried to use the insurance to help get money and not a credit for my flight back from Turks and Caicos since we canceled our trip due to the Hurricane since our resort is closed until next month and I could not use the insurance due to it being purchased after the hurricane was announced. I was not aware when I purchased the insurance that we could not use it for this reason. I would have never wasted almost $100 purchasing the insurance. Since the resort themselves closed and this was out of our control I thought the insurance would cover this but I did not research close enough I guess before getting the insurance. When I called she was very polite and explained the reason behind it.
Paula H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel. We hope that fellow customers find your review and our reply educational.

    In order to find hurricane specific coverage, you must purchase the policy prior to when a storm is named. Once a storm has been named it is considered a foreseen event.

    This is standard for all travel insurance plans. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.
    Oct 23,2017
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