Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
C&F Travel Insured International
FlexiPAX
Thankful use of plan was not necessary. Purchase for worst case & peace of mind. Plan covered all of my potential or problematic concerns. Purchase was easy and would use company again.
Christine T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
This was not worth purchasing and was absolutely more stress than help. Our trip was delayed two weeks because we tested positive for COVID. I thought at least we have trip insurance to help us with the cost of changing the trip. Unfortunately, we tested positive for COVID about 36 hours before traveling, and we were informed that we needed to have a doctor appt before our departure time in order to receive any coverage. Not to mention the plan administrators told me it was fine to go on the trip anyways because my destination did not have COVID testing restrictions. You are not supposed to go into see a doctor for COVID unless you have symptoms requiring emergency treatment. Luckily I convinced a doctor to meet with me virtually that day just to write a note for my travel insurance. Hopefully this would have worked but it turned out I couldn't file a claim anyways.
After this, we were informed that in order to have coverage on our new trip dates, we would not be able to file any claims for reimbursement of the costs of changing the trip.
In addition, when looking at the policy later, any change fees for flights are covered at a very low amount (not even close to the policy coverage amount for cancellation).
All in all, we did not use the policy and could have used the money from the policy for our flight change fees, which would be much less stressful and cheaper. I recommend getting flights and hotels that can change somewhat easily instead of getting this policy.
After this, we were informed that in order to have coverage on our new trip dates, we would not be able to file any claims for reimbursement of the costs of changing the trip.
In addition, when looking at the policy later, any change fees for flights are covered at a very low amount (not even close to the policy coverage amount for cancellation).
All in all, we did not use the policy and could have used the money from the policy for our flight change fees, which would be much less stressful and cheaper. I recommend getting flights and hotels that can change somewhat easily instead of getting this policy.
Kirsten M. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Generali Global Assistance
Standard
It's hard to rate an insuror when you haven't filed a claim, so I'll based my review on the satisfaction I received from knowing insurance was in place. My husband and I argued over this expense--he thought we didn't need it--but being in our mid-70s, it seemed to me that insurance was a wise decision. A friend's family member (92) very recently broke her hip on a cruise to Mexico, and did not have insurance. She had to be airlifted at a cost of $40,000 to Stanford Medical Center. That caught my attention!
Harriet H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard MedEvac Plan
I aways buy the AIG Travel Guard MedEvac insurance when I travel. It is a very good value for what it offers and I am glad that it is so easy to buy on InsureMyTrip. I used to buy it from my travel agent but is such a hassle for a small amount to them. And most other people really don't want to bother selling it as it is so small.
Franklin M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I had baggage delayed 5 days. A very simple claim for $30 for some essentials I had to buy. I had receipts and any other info required. I did get reimbursed by Nationwide, but it took more than two months. This claim was so obvious and simple it should have been handled in a matter of days. I actually got a quicker response from Malaysia Airlines, and they are half way around the world.
Kenneth W. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Although we are sorry to hear that it took 2 months to process your claim, we are pleased to hear that you have now been reimbursed.Oct 04,2018
The trip included a
tour
Generali Global Assistance
Preferred
Fortunately I did not need to put in a claim, so I can't address that aspect of the plan at all. I chose it because it had the best coverage for the price on the features that were most important to me (medical coverage, and emergency evacuation coverage).
Jeanne P. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
Application process was straightforward and user-friendly. Luckily, we did not have to submit any claims -so we can't make any comments on that subject.
Leong Fong Moy W. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Basic
Fortunately I did not need to file a claim so it's not really possible to review the service
patricia d. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Complete
The policies were available for review on line. My questions were answered by a rep, accessible by a toll free number. I have purchased “insure my trip†policies over the years. I have not had occasion to use any policy so I can not comment on how a claim would be handled.
Daniel R. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Great protection plan for a very competitive cost.
Robert W. would
recommend this plan to a friend or relative.