Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Max
My wife and I are residents of different states but travel together and I feel we should be able to purchase one policy instead of 2. We had an issue with a car malfunction that was not covered and I feel it should have been.
Ronald M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Global Alert!
Preferred
Your review is not geared to having a claim so I don't want to give other would be customers a thumbs up when I have no idea how the claim would go. I will say this though, I called and spoke to your claims rep who was curt and annoyed when I was just inquiring about the possibility of a claim. If she is an indication of who I would get in the case of having an actual claim then I am concerned. And I don't like it that you ask me to review when I've never had a claim because the choices for my answers are at best insufficient and give the wrong impression that I'm a satisfied customer -- the last one, "Would you recommend..." well, I really don't know but you don't give me that option as a choice, the proof is when you have a claim and how you're treated and if you're taken care of after spending the money.
Nancy M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Kyle
Thank you for providing feedback on this plan.
We are sorry to learn that you were dissatisfied with the service you received when contacting the claims department. We appreciate you bringing this concern to our attention. We have notified Global Alert of your concerns so they may investigate further.
Please feel free to contact us if you have any further questions or concerns. We can be reached 7 days a week at 1-800-487-4722.Oct 06,2017
International Medical Group
Patriot International Lite
Fortunately I didn't need to invoke the coverage, so I'll never know just how good it really was. On the other hand, it's disturbing to find out just how bad one's own regular, and expensive, health plan actually is for events out of state, much less out of the country. As a gap filler, the PI plan seemed to offer exactly the coverage I needed for peace of mind, and at a very good price.
David T. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
AIG Travel
Travel Guard Gold
Luckily there were no problems on the trip.
Mary G. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
The plan gave me piece of mind while traveling in foreign countries, in case something were to happen.
Reid V. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AIG Travel
Travel Guard Silver
The time between when I submitted my claim to when I received a check was about 7 weeks, way to long!! I was asked for receipts, some which I did not save so only got reimburised for the couple small receipts I could find. Keeping all, I mean all was never mentioned when the plan was explained to me at time of purchase. Will shop around next trip I take overseas.
Karin A. would not
recommend this plan to a friend or relative.
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Zac
Thank you for your feedback on the policy. We hope that fellow customers will find your review and our response informative.
Travel insurance claims are handled on a reimbursement basis and require receipts to prove your loss. We advise that customers read the terms and conditions of the policy shortly after purchase to familiarize themselves with the claims provisions, and contact the insurance provider to learn the types of documentation required for each claim.
Our customer service representatives are available 7 days a week. Please call us at 800-487-4722 if you have any questions or concerns.May 02,2016
AXA Assistance USA
Gold
I didn't file a claim this trip but did file a claim last year. I used them again this year as the service and claim process was very easy and know hassle and all. I will always use this company when I travel as they were timely and efficient with my claim with great customer service.
Tiffany P. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Crystal
AXA Assistance USA
Thank you for the kind review! We are delighted to know you’re happy with your purchase and had a trouble-free trip but were covered in the event the unexpected occurred. We look forward to providing travel protection for all of your future endeavors!Nov 11,2015
InsureandGo
Global Silver
Fortunately I did not have to file a claim with this insurance. it was only good for my peace of mind in this trip, so my feedback is limited to the price of the plan.
Irina R. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I bought trip insurance because I was planning a very expensive trip, several months in advance. I was concerned that my elderly parents might get sick and cause the trip to be cancelled or cut short. I was very satisfied with this product. I did not have to use it, but it gave me great peace of mind.
Martha W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Travel insurance also includes Trip Cancellation and Trip Interruption which would reimburse you if you must cancel or interrupt your trip due to covered reasons that are specifically listed in the plan. The number one covered reason in most plans is the unexpected sickness, injury or death of you, your traveling companion and your family member, but there are other covered reasons which vary from plan to plan. However, no plan includes canceling due to a car malfunction, so you would have needed to purchase the Cancel for Any Reason option.
Please feel free to call Customer Care at (800) 487-4722 if you have further questions.