Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited the Caribbean rated our travel insurance plans
4.69 out of 5
5,774
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
HTH Worldwide Trip Protector Classic
The plan coverage appears to be very good. Since I have no experience filing a claim, I cannot rate the process of using this product. I would purchase this product again for similar travel in the future.
Raymond M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I selected Nationwide because of the higher medical coverage than other companies. You need the medical and evacuation coverage in case you need it. Remember that Medicare only covers you in the United States and its territories. Most Medicare supplemental policies offer $50,000 lifetime of foreign travel medical coverage. Also be aware of what you employers health care covers out of the country. Someone was airlifted from our cruise in Labadee. We have personally talked to people who thought they were covered only to end up paying tens of thousands of dollars for health care out of the country.
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Luckily, we did not have to use the insurance, but we can report that dealing with the company to purchase the insurance, their customer support, and the information they provided about our policy was a positive experience. I will no longer purchase trip insurance anyone other than Insuremytrip.
Angelo D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector Lite
THANK GOODNESS WE DID NOT NEED IT OR HAVE TO USE IT. GIVES PEACE OF MIND WHEN TRAVELLING
MARIE W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Expensive. This is our 12th policy and fortunately we have never had to use them.
Bruce S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Cruise coverage had a change of port provision. Due to hurricane activity, the cruise line changed the ports prior to departure. Nationwide processed my claim quickly and paid the claim without a problem. The required paperwork was complete but not burdensome. I would recommend Nationwide cruise coverage based on this experience.
Robin S. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan offers great peace of mind knowing that if something happens we are covered.
Thomas B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Good policy but it jumps with age... I'm not as concern with cancellation as much as the value of medical evacuation..Maybe this could be adjusted in the price...
Curtis P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
TravelSafe Classic
We cruise frequently and have been purchasing Travel insurance for many years. After comparing a number of policies we have come to the conclusion that TravelSafe Classic offers the best coverage in it's class at a very competitive price.

Earlier this year on the 3rd day of our 20 day cruise we got the word that a very close relative had passed away and we had to rush back. This experience exposed the strengths and weaknesses of this plan. The process of filing claim was simple and according to the acknowledgment of the receipt of the claim I was to receive a decision within 14 days. After not having heard anything for almost a month I contacted TravelSafe who told me that they were just the agents for the US Fire Insurance and claims are handled by TripMate. Unfortunately there are a lot of negative reviews about TripMate and I experienced some of the same problems. Most of the time their phone would ring for a while and then disconnect the call, other times they would put me on hold for as long as an hour and then hang up. A few times I got the option to leave a message with a promise of receiving a call back within a few hours but no one ever called back. At least four times I managed to actually talk to an agent, each time they would take my information and promise to get back to me the next day but never heard back from any of them. After two and a half months of not getting anywhere with TripMate I requested assistance from TravelSafe who contacted TripMate on my behalf and within 2 weeks my claim was processed. In the end it took about 3 months and I received the full value of the benefits I had purchased. I am not sure how much longer it would have taken had TravelSafe not intervened. In spite of our frustrating experience with TripMate we just purchased TavelSafe Classic Plan for our upcoming cruise because it provides excellent coverage at a reasonable cost and I am told that TripMate is working on improving it's customer service.

On a side note, InsureMyTrip claims that if you purchase a policy through them they act as an advocate on your behalf, however, it was my experience that all InsureMyTrip did for me was to give me the telephone number of TravelSafe.
Pervez Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
for the price II think was to expensive
Nick P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your review on pricing. All comprehensive plans including the Nationwide Essential calculate their premiums based on the age of the traveler, trip cost and length of trip. We understand that travel insurance always appears to be a waste of money unless you have a loss when its value becomes apparent. Nevertheless you did select one of our most competitively priced plans when choosing the Nationwide Essential plan.

    Please remember that we always appreciate your comments. If you should need our assistance in the future, you may call Customer Care at (800) 487-4722 Monday through Friday, 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM.
    Dec 19,2017
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